First published: September 5, 2026Last verified: September 5, 2026Reviewed by the CertQuestUSA team
TL;DR
Claims Adjuster License (WV): a 105-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 105 questions each with no repeats, every question citing the real regulation it comes from.
Where these questions come from
Every question in this bank cites a real source -- primarily W. Va. Code (49%) and W. Va. Code 55-7-13a through (7%) of this exam's citations.
Modeled on the WV OIC/Pearson VUE Company and Independent Adjuster producer exam content outline (InsWV-Adj14), effective June 16, 2026. West Virginia licenses company adjusters, independent adjusters, and public adjusters directly under W. Va. Code 33-12B (a resident applicant must pass a written examination unless exempt); this bank covers the general Company/Independent Adjuster exam, not the separate Public Adjuster-only exam. Domain weights are derived from the real scoreable-question allocations in that outline (75 scoreable questions), proportionally scaled to this 105-question bank; the outline own ranges for Sections II-IV (0-3, 0-3, 0-1) are represented here at their approximate midpoints since no single fixed count is published for those ranges.
Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Under West Virginia law, which of the following individuals must generally hold a license before acting in that capacity in the state?
A. A claimant seeking payment on their own personal auto claim
B. A company adjuster, independent adjuster, or public adjuster
C. A witness testifying about an accident
D. A retail store owner selling merchandise
Source: W. Va. Code 33-12B-2
West Virginia state licensing and regulation of adjusters, addressed in 33-12B-1 and Rule 114-25, generally establishes:
A. No requirements at all for adjusters operating in the state
B. Definitions, licensing standards, and regulatory requirements applicable to company, independent, and public adjusters
C. Rules solely for life insurance producers
D. Requirements that apply only to adjusters domiciled outside the United States
Source: W. Va. Code 33-12B-1; Rule 114-25-2.10, 3, 7, 9
A West Virginia adjuster applicant who repeatedly fails the licensing examination is generally:
A. Permitted unlimited attempts with no restriction
B. Subject to a limited number of examination attempts, as addressed in the application-for-examination provisions of the West Virginia Insurance Code
C. Automatically granted a license after two attempts regardless of passing
D. Barred permanently from any future insurance-related license
Source: W. Va. Code 33-12B-5
West Virginia unfair claim settlement practices rules, found in 33-11-4(9) and Rule 114-14, prohibit an adjuster from:
A. Promptly investigating a claim in good faith
B. Misrepresenting pertinent policy provisions relating to coverage, or unreasonably delaying investigation or payment of a valid claim
C. Documenting the claim file thoroughly
D. Communicating clearly with the claimant about the process
Source: W. Va. Code 33-11-4(9); Rule 114-14-1 through 10
Under West Virginia unfair claims settlement practices rules, an adjuster who fails to affirm or deny coverage within a reasonable time after receiving proof of loss may be found to have:
A. Complied fully with the rule regardless of the delay
B. Violated the requirement for reasonably prompt communication and investigation of claims
C. Only violated the rule if the claimant filed a lawsuit
D. Acted properly as long as the delay was less than five years
How many questions are on the CertQuestUSA Claims Adjuster License (WV) practice test?
105 questions total, split into 3 full papers of 105 each with no repeats across papers.
What topics does the Claims Adjuster License (WV) test cover?
6 domains, with the heaviest weight on WV Adjuster Licensing, Claims Practice Rules & Mandatory Reporting (27%), WV Automobile Adjusting Law & Comparative Negligence (20%), and Insurance Terms & Concepts Used in Claims Adjusting (20%).
Where do CertQuestUSA's Claims Adjuster License (WV) questions come from?
Primarily W. Va. Code (49%) and W. Va. Code 55-7-13a through (7%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Claims Adjuster License (WV)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
