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Free Louisiana Adjuster License Practice Test Online

Official exam: Claims Adjuster License (LA)

Take a free Louisiana Adjuster License practice test online: a full 29-question paper with every answer explained, no sign-up, scored by topic. The full 29-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Claims Adjuster License (LA): a 29-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 29 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily La. R.S. 22:1964 (36%) and La. R.S. 22:1701 (11%) of this exam's citations.

Take a full practice test free. 29 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
29
questions per paper
29
questions in the bank
What this exam covers
5 real sample questions
Under Louisiana Department of Insurance (LDI) requirements, what is the minimum age to apply for an individual adjuster license?
A. 18
B. 16
C. 19
D. 21
Show answer and reasoning

Correct answer: A. 18

Correct. LDI requires an applicant for an adjuster license to be at least 18 years of age and demonstrate competence and trustworthiness.

  • B: 16 is the minimum age for some occupational licenses in other industries, not insurance adjusting.
  • C: 19 is not a threshold used anywhere in Louisiana's adjuster licensing statutes.
  • D: 21 is the age used for some firearms and alcohol licensing, not insurance producer or adjuster licensing in Louisiana.
Source: Louisiana Dept. of Insurance, "Becoming a Licensed Claims Adjuster" (official brochure)
Under Louisiana law, an adjuster who is a salaried employee of an insurance company and represents the insurer's interests directly is called a:
A. Public adjuster
B. Company (staff) adjuster
C. Independent adjuster
D. Umpire
Show answer and reasoning

Correct answer: B. Company (staff) adjuster

Correct. R.S. 22:1704 defines a company (staff) adjuster as an employee of the insurer who represents the insurer's interest.

  • A: A public adjuster is hired by and represents the insured, the opposite relationship.
  • C: An independent adjuster is retained on a contract basis to represent an insurer's interest but is not its direct employee.
  • D: An umpire is a neutral third party used in an appraisal clause dispute, not an adjuster classification.
Source: La. R.S. 22:1704
A Louisiana-licensed public adjuster who is hired by a policyholder to negotiate a claim is prohibited from also acting as which type of adjuster on the same or other claims?
A. Umpire in an unrelated appraisal
B. Public insurance consultant
C. Company or independent adjuster
D. Expert witness in unrelated litigation
Show answer and reasoning

Correct answer: C. Company or independent adjuster

Correct. R.S. 22:1704 bars a licensed public adjuster from also representing or acting as a company adjuster or independent adjuster, since those roles represent the insurer's interest.

  • A: Serving as a neutral umpire on an unrelated appraisal is not the conflict the statute addresses.
  • B: Public insurance consultant work is not the prohibited dual role described in the statute.
  • D: Testifying as an expert witness in unrelated litigation is not restricted by this provision.
Source: La. R.S. 22:1704
Before LDI will issue a public adjuster license, an applicant must file a surety bond in what amount?
A. $10,000
B. $25,000
C. $100,000
D. $50,000
Show answer and reasoning

Correct answer: D. $50,000

Correct. R.S. 22:1701 requires a $50,000 surety bond as a condition of licensure, protecting insureds against fraud or mishandled funds.

  • A: $10,000 is too low; that figure is not the statutory bond amount for Louisiana public adjusters.
  • B: $25,000 is a bond amount used by some other states or license types, not Louisiana public adjusters.
  • C: $100,000 overstates the statutory requirement.
Source: La. R.S. 22:1701
After a hurricane triggers a declared catastrophe in Louisiana, an out-of-state adjuster brought in by an insurer to handle storm claims must:
A. Be registered with LDI as a catastrophe or emergency claims adjuster, filed by the insurer or its designee
B. Hold a full Louisiana resident adjuster license before starting work
C. File their own individual catastrophe registration directly with LDI
D. Work only under continuous in-person supervision of a Louisiana-licensed adjuster
Show answer and reasoning

Correct answer: A. Be registered with LDI as a catastrophe or emergency claims adjuster, filed by the insurer or its designee

Correct. R.S. 22:1667 allows the commissioner to register catastrophe/emergency adjusters, but the registration must be filed by the employing insurer or its designee, not the individual adjuster.

  • B: A full individual license is not required for catastrophe work; R.S. 22:1667 creates a licensing exception during a declared catastrophe or emergency.
  • C: Louisiana specifically does not allow individual adjusters to file their own catastrophe registrations; it must go through the insurer.
  • D: Continuous in-person supervision is not the statutory mechanism; registration and the handbook certification are.
Source: La. R.S. 22:1667
Same exam, other states
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Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wage (LA)May 2025$65,220/yr

Frequently asked questions

Where can I take a free Louisiana Adjuster License practice test online?
Right here. CertQuestUSA's free Louisiana Adjuster License practice test online is a full 29-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 29-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Claims Adjuster License (LA) practice test?
29 questions total, split into 3 full papers of 29 each with no repeats across papers.
What topics does the Claims Adjuster License (LA) test cover?
7 domains, with the heaviest weight on Ethics & Fair Claims Practices (24%), Catastrophe/Emergency Adjusting (17%), and Claims Handling Practice (17%).
Where do CertQuestUSA's Claims Adjuster License (LA) questions come from?
Primarily La. R.S. 22:1964 (36%) and La. R.S. 22:1701 (11%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Claims Adjuster License (LA) practice test?
Yes -- one full 29-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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