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Claims Adjuster (California)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Claims Adjuster (California): a 167-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (71%) and Cal. Ins. Code (16%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
167
questions in the bank
What this exam covers
5 real sample questions
Under California law, what is the minimum age to qualify for an Insurance Adjuster (Independent) license from the California Department of Insurance?
A. 18 years old
B. 21 years old
C. 25 years old
D. 16 years old
Source: Cal. Ins. Code Division 5, Art. 3 (§14020 et seq.); CDI Independent Adjuster pre-licensing requirements
How much certified claims-adjusting experience must an applicant have to sit for California's Insurance Adjuster (Independent) licensing examination?
A. 1 year (2,000 hours)
B. 2 years (4,000 hours)
C. 5 years (10,000 hours)
D. 6 months (1,000 hours)
Source: Cal. Ins. Code Division 5, Art. 3 (§14020 et seq.); CDI Independent Adjuster Examination Objectives
How long is a California Insurance Adjuster (Independent) license valid before it must be renewed?
A. 4 years
B. 1 year
C. 2 years
D. 3 years
Source: Cal. Ins. Code Division 5, Art. 3 (§14020 et seq.); CDI license renewal requirements for insurance adjusters
How many hours of continuing education must a California resident independent insurance adjuster complete during each two-year license term, and how many of those hours must be in ethics?
A. 30 total hours, 5 ethics hours
B. 24 total hours, no ethics requirement
C. 12 total hours, 1 ethics hour
D. 24 total hours, 3 ethics hours
Source: Cal. Ins. Code Sec 14090.1(a)
Since March 1, 2023, California's mandatory 3-hour ethics continuing education course for licensees, including independent adjusters, must include at least how much dedicated study on insurance fraud?
A. 1 hour
B. The full 3 hours
C. No fraud-specific content is required
D. 30 minutes
Source: Cal. Ins. Code Sec 14090.1(a); CDI Notice on Required Ethics One-Hour Study on Insurance Fraud
Same exam, other states
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Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wage (CA)May 2025$91,790/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster (California) practice test?
167 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Claims Adjuster (California) test cover?
11 domains, with the heaviest weight on Adjuster Role, Claim Process, Ethics, and Communication (15%), Auto Liability, Casualty, and Bodily Injury Claims (15%), and Investigation, Documentation, Estimating Damages, and Settlement (15%).
Where do CertQuestUSA's Claims Adjuster (California) questions come from?
Primarily content.naic.org (71%) and Cal. Ins. Code (16%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Claims Adjuster (California)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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