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Free Indiana Claims Adjuster Practice Exam Online

Official exam: Claims Adjuster License (IN)

Take a free Indiana Claims Adjuster practice exam online: a full 35-question paper with every answer explained, no sign-up, scored by topic. The full 35-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Claims Adjuster License (IN): a 35-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 35 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily IC (100%) of this exam's citations.

Take a full practice test free. 35 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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Want the whole bank for Claims Adjuster License (IN)? One payment of $14.99 gives you 30 days of full access to this exam. It does not renew. No account needed to buy, and there is a 7-day money-back guarantee.
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3
full papers, no repeats
35
questions per paper
35
questions in the bank
What this exam covers
5 real sample questions
A resident of a state other than Indiana may obtain a non-resident independent adjuster license if they hold a current, good-standing license in their home state. What additional fee applies?
A. $20 non-resident fee
B. $120 non-resident fee
C. $90 non-resident fee
D. $50 non-resident fee
Show answer and reasoning

Correct answer: C. $90 non-resident fee

Correct answer: non-resident independent adjuster license costs $90

  • A: The non-resident independent adjuster fee is $90, not $20
  • B: The non-resident independent adjuster fee is $90, not $120
  • D: The non-resident independent adjuster fee is $90, not $50
Source: IC 27-1-28-12
Under Indiana Code 27-1-28, what is the primary function of an independent adjuster?
A. Works on a contract basis for insurance carriers, adjusting claims on the insurer's behalf
B. Represents the insured in adjusting property and casualty claims
C. Directly employed by an insurance company as a staff adjuster
D. Serves as a technical consultant for insurance companies without handling claims
Show answer and reasoning

Correct answer: A. Works on a contract basis for insurance carriers, adjusting claims on the insurer's behalf

Correct answer: independent adjusters work for carriers on a contract basis

  • B: This describes a public adjuster, governed by IC 27-1-27, not an independent adjuster
  • C: Staff adjusters are not licensed in Indiana; they are direct employees of insurers
  • D: Independent adjusters adjust claims directly, not merely provide technical consultation
Source: IC 27-1-28-1
Which statement best describes the role of a public adjuster under Indiana Code 27-1-27?
A. Investigates potential fraud on behalf of multiple insurance carriers
B. Provides representation and advice to the insured in adjusting property and casualty claims
C. Acts as an agent for the insurance company in evaluating and settling claims
D. Manages staff adjusters employed by an insurance company
Show answer and reasoning

Correct answer: B. Provides representation and advice to the insured in adjusting property and casualty claims

Correct answer: public adjusters are advocates for the policyholder

  • A: Fraud investigation is a separate function and does not define public adjuster licensure
  • C: Public adjusters represent insureds, not insurers; that role belongs to independent adjusters
  • D: Managing staff adjusters is not a public adjuster function
Source: IC 27-1-27-1
What is the minimum age requirement for obtaining a resident independent adjuster license in Indiana?
A. 21 years old
B. 18 years old
C. 25 years old
D. 16 years old
Show answer and reasoning

Correct answer: B. 18 years old

Correct answer: minimum age is 18 years

  • A: No state requires 21 for independent adjuster licensure
  • C: 25 is not an Indiana adjuster licensing requirement
  • D: Indiana sets the minimum at 18, not 16
Source: IC 27-1-28-3
How many hours of pre-licensing education must an independent adjuster applicant complete in Indiana?
A. 50 hours
B. 40 hours
C. 20 hours
D. 30 hours
Show answer and reasoning

Correct answer: B. 40 hours

Correct answer: Indiana requires 40 hours of pre-licensing education

  • A: Indiana requires 40 hours, not 50
  • C: Indiana requires 40 hours, not 20
  • D: Indiana requires 40 hours, not 30
Source: IC 27-1-28-10
Same exam, other states
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Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wage (IN)May 2025$73,560/yr

Frequently asked questions

Where can I take a free Indiana Claims Adjuster practice exam online?
Right here. CertQuestUSA's free Indiana Claims Adjuster practice exam online is a full 35-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 35-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Claims Adjuster License (IN) practice test?
35 questions total, split into 3 full papers of 35 each with no repeats across papers.
What topics does the Claims Adjuster License (IN) test cover?
30 domains, with the heaviest weight on Exemptions Professionals (6%), Independent Adjuster Licensing (6%), and License Duration (6%).
Where do CertQuestUSA's Claims Adjuster License (IN) questions come from?
Primarily IC (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Claims Adjuster License (IN) practice test?
Yes -- one full 35-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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