Claims Adjuster License (OK)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (OK): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily 36 O.S. (100%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

28

questions per paper

28

questions in the bank

What this exam covers

Adjuster Powers & Referrals4%
Continuing Education11%
Emergency and Nonresident Adjusters7%
Ethics & Fair Claims Practices21%
Exemptions from Licensing7%
License Application & Bonding18%
License Renewal4%
Licensing Requirements7%
Public Adjuster Regulation14%
Unfair Claims Settlement Practices Act7%

5 real sample questions

An emergency adjuster license issued during a declared Oklahoma catastrophe authorizes the holder to:

A. Handle any claim in Oklahoma, catastrophe-related or not, for the life of the license

B. Handle only claims connected to the declared catastrophe event

C. Sell new property insurance policies to storm victims

D. Adjust claims permanently as if holding a standard resident license

Source: 36 O.S. § 6216

How must an individual submit a new resident adjuster license application in Oklahoma?

A. Online through the National Insurance Producer Registry (NIPR); paper applications are not accepted

B. By mailing a paper application directly to the Oklahoma Insurance Commissioner

C. In person only, at the OID office in Oklahoma City

D. By fax to the Licensing and Education Division

Source: Oklahoma Insurance Department, Applying for a License

Under 36 O.S. § 6216, what must an adjuster have before referring a claim to another adjuster or vendor?

A. Written consent from the Insurance Commissioner for each referral

B. A minimum of ten years of claims experience

C. A current, active Oklahoma adjuster license

D. A separate referral license issued only to public adjusters

Source: 36 O.S. § 6216

Which statement accurately describes Oklahoma's adjuster licensing scheme compared to states that license only public adjusters?

A. Oklahoma requires a license for staff (company) adjusters, independent adjusters, and public adjusters alike

B. Oklahoma licenses only public adjusters; staff and independent adjusters who work for insurers are exempt

C. Oklahoma licenses only independent adjusters; staff adjusters employed directly by an insurer are exempt

D. Oklahoma requires a license only for adjusters who handle claims over $25,000

Source: Oklahoma Insurance Department, Insurance License Types

An Oklahoma property and casualty insurer hires an in-house employee whose job is to investigate and settle the company's own claims. What license does this employee need under Oklahoma law?

A. No license is required, because the person works only for one insurer as a salaried employee handling claims full-time

B. A resident insurance adjuster license, since Oklahoma licenses staff (company) adjusters on the same basis as independent adjusters

C. A public adjuster license, because the person settles claims for compensation

D. A producer license carrying a casualty line of authority

Source: Oklahoma Insurance Department, Insurance License Types

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wage (OK)May 2025$71,260/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (OK) practice test?

28 questions total, split into 3 full papers of 28 each with no repeats across papers.

What topics does the Claims Adjuster License (OK) test cover?

10 domains, with the heaviest weight on Ethics & Fair Claims Practices (21%), License Application & Bonding (18%), and Public Adjuster Regulation (14%).

Where do CertQuestUSA's Claims Adjuster License (OK) questions come from?

Primarily 36 O.S. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (OK)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.