Under Nevada law, which activity, when performed for compensation on behalf of an insurer, makes a person an "adjuster" subject to licensure under NRS Chapter 684A?
A. Investigating, negotiating, or settling a claim under a policy of insurance
B. Selling a new property insurance policy to a first-time homeowner
C. Underwriting a commercial general liability policy
D. Processing premium payments in an insurer's accounting department
Source: NRS 684A.020
A person who investigates and settles claims as an independent contractor hired by multiple insurance companies, and who is treated as an independent contractor for tax purposes, must hold which type of Nevada adjuster license?
A. Company adjuster
B. Staff adjuster
C. Public adjuster
D. Independent adjuster
Source: NRS 684A.030
A public adjuster in Nevada represents whose interests when negotiating a first-party property claim?
A. The insurer that issued the policy
B. The reinsurer backing the policy
C. The insured or claimant, for a fee paid by that insured or claimant
D. The Nevada Division of Insurance as a neutral arbiter
Source: NRS 684A.030
Before Nevada approves an independent adjuster license application, an applicant must submit fingerprints for a criminal history background check. According to the Division of Insurance, how long does the resulting criminal history report remain valid for use in the application?
A. Six months
B. Ten years
C. It never expires once submitted
D. Thirty days
Source: Nevada Division of Insurance - Independent Adjuster license page (doi.nv.gov)
A Nevada resident independent adjuster license is issued for a three-year term. How many total hours of continuing education must the licensee complete during each three-year term, and how many of those hours must be in ethics?
A. 24 total hours, with 3 hours in ethics
B. 12 total hours, with none required in ethics
C. 40 total hours, with 10 hours in ethics
D. 24 total hours, with 12 hours in ethics
Source: Nevada Division of Insurance - Adjuster licensing pages (doi.nv.gov)
