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Claims Adjuster License (KS)

First published: September 3, 2026Last verified: September 3, 2026Reviewed by the CertQuestUSA team
TL;DR

Claims Adjuster License (KS): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily K.S.A. (96%) and K.S.A. 40-5501 et seq. (4%) of this exam's citations.

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3
full papers, no repeats
30
questions per paper
30
questions in the bank
What this exam covers
5 real sample questions
Under Kansas insurance law, which type of claims adjuster must hold a Kansas license before acting in that capacity for compensation?
A. A public adjuster who negotiates a first-party property claim on behalf of a policyholder
B. A staff adjuster who is a salaried employee of a single insurance company
C. An independent adjuster retained under contract by multiple insurance carriers
D. A catastrophe adjuster deployed temporarily after a declared disaster
Source: K.S.A. 40-5503
Kansas is unusual among states in how it structures adjuster licensing. What does the Kansas Public Adjusters Licensing Act, K.S.A. 40-5501 et seq., actually require?
A. Independent adjusters must be licensed, but public adjusters are exempt because they work for policyholders
B. Only public adjusters are licensed under Kansas law; staff, independent, and catastrophe adjusters are not required to hold a Kansas adjuster license
C. Every adjuster type -- staff, independent, catastrophe, and public -- must hold a separate Kansas license classification
D. Only company (staff) adjusters must be licensed, since they handle the insurer's money
Source: K.S.A. 40-5501 et seq. (Kansas Public Adjusters Licensing Act)
K.S.A. 40-5502 defines "public adjuster." Based on that definition, which claim may a Kansas-licensed public adjuster handle?
A. A life insurance death-benefit claim
B. Any third-party liability claim brought against the insured
C. A first-party property claim limited to commercial lines insurance contracts
D. A first-party claim under a personal homeowners insurance policy
Source: K.S.A. 40-5502
Which of the following persons is exempt from the Kansas public adjuster license requirement under K.S.A. 40-5503?
A. A person who advertises services as a public adjuster but has not yet applied for a license
B. A public adjusting firm actively soliciting new clients after a hailstorm
C. A person negotiating first-party commercial property claims for compensation without a license
D. An attorney admitted to practice in Kansas, acting in a professional capacity
Source: K.S.A. 40-5503
Under K.S.A. 40-5504, what must the Kansas insurance commissioner require of a public adjuster license applicant who is not exempt from the pre-licensing examination?
A. A criminal history record check performed in accordance with K.S.A. 22-4714
B. A four-year college transcript showing an insurance-related degree
C. A personal reference letter from a licensed Kansas insurance producer
D. Proof of five years of prior claims-handling experience
Source: K.S.A. 40-5504
Same exam, other states
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Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wage (KS)May 2025$77,290/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (KS) practice test?
30 questions total, split into 3 full papers of 30 each with no repeats across papers.
What topics does the Claims Adjuster License (KS) test cover?
23 domains, with the heaviest weight on Unfair Claims Practices (10%), Application Requirements (7%), and Compensation Rules (7%).
Where do CertQuestUSA's Claims Adjuster License (KS) questions come from?
Primarily K.S.A. (96%) and K.S.A. 40-5501 et seq. (4%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Claims Adjuster License (KS)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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