CertQuestUSA
Transportation70+AK/AL/AR +moreConstruction & Safety39+CAEnvironmental99+AL/AR/AZ +moreHealthcare & Clinical196+AL/AR/AZ +moreProfessional Licensing307+AL/AR/AZ +moreEducation & Teacher Certification24+CAAviation & FAA Certification9Finance & Securities Licensing23IT & Cloud Certification6Project Management1Military Entrance Testing1View all sectors ›

Free New Mexico Claims Adjuster Practice Exam Online

Official exam: Claims Adjuster License (NM)

Take a free New Mexico Claims Adjuster practice exam online: a full 116-question paper with every answer explained, no sign-up, scored by topic. The full 116-question bank and the timed simulator are $14.99 for 30 days.

First published: September 4, 2026Bank updated: September 4, 2026Published by CertQuestUSA · review process
TL;DR

Claims Adjuster License (NM): a 116-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 116 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily NM Series 18-41 Content Outline - Adjusting Losses (20%) and NM Series 18-41 Content Outline - Insurance Basics (19%) of this exam's citations.

Take a full practice test free. 116 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
Start diagnostic
Want the whole bank for Claims Adjuster License (NM)? One payment of $14.99 gives you 30 days of full access to this exam. It does not renew. No account needed to buy, and there is a 7-day money-back guarantee.
Not ready yet? Take the free practice test first.
Ways to pay for the full bank
30-day pass
$14.99
about $15 a month
This exam only. Pays once, does not renew.
Monthly
$19.99
$19.99 a month
Every exam. Cancel any time.
Yearly
$143.93
about $11.99 a month
Every exam. Billed once a year.
Lifetime
$39.99
pay once
This exam only, no time limit.

See all plans and bundles

3
full papers, no repeats
116
questions per paper
116
questions in the bank
What this exam covers
5 real sample questions
Under NMSA 59A-13-4, which of the following is NOT one of the qualifications the Superintendent of Insurance must find satisfied before licensing an individual as an adjuster in New Mexico?
A. The applicant is a bona fide resident of New Mexico, or of a state/country that permits New Mexico residents to act as adjusters there
B. The applicant demonstrates a good business reputation and intends to engage in a bona fide manner in the adjusting business
C. The applicant has passed any examination required for licensing and filed the bond required under Section 59A-13-5
D. The applicant has at least two years of prior claims-handling experience with a licensed insurer
Show answer and reasoning

Correct answer: D. The applicant has at least two years of prior claims-handling experience with a licensed insurer

Correct. NMSA 59A-13-4 does not impose a minimum years-of-experience requirement; qualification turns on residency/reciprocity, reputation, passing the exam (unless exempt), and filing the required bond.

  • A: This is a real qualification under 59A-13-4 for resident or reciprocal-state licensure.
  • B: This is a real qualification under 59A-13-4 concerning reputation and bona fide intent.
  • C: This is a real qualification under 59A-13-4 covering the exam and bond requirements.
Source: NMSA 1978 59A-13-4; NM Series 18-41 Content Outline (Licensing Requirements)
Which applicant is exempt from having to personally take and pass New Mexico's adjuster licensing examination?
A. A first-time applicant with no prior adjuster license in any state
B. An applicant who holds a current, equivalent adjuster license in a state with reciprocal provisions and has already passed that state's exam
C. An applicant who intends to work only as a public adjuster
D. A New Mexico resident applying for an adjuster license for the very first time
Show answer and reasoning

Correct answer: B. An applicant who holds a current, equivalent adjuster license in a state with reciprocal provisions and has already passed that state's exam

Correct. N.M. Admin. Code 13.4.8.12(B) and NMSA 59A-13-4 exempt applicants who have taken and passed an equivalent exam and hold a current adjuster license of the same type in a reciprocal state.

  • A: A first-time applicant with no other state license has no exam exemption available.
  • C: Public adjusters are not automatically exam-exempt; the general exam requirement applies unless a specific exemption is met.
  • D: A first-time resident applicant with no reciprocal out-of-state license must sit for the exam.
Source: N.M. Admin. Code 13.4.8.12(B); NMSA 1978 59A-13-4
An individual who was licensed as an adjuster in New Mexico before a specific date is exempt from the examination requirement, unless the license later lapses or is terminated. What is that date?
A. January 1, 2015
B. July 1, 2017
C. October 1, 2019
D. March 1, 2021
Show answer and reasoning

Correct answer: B. July 1, 2017

Correct. N.M. Admin. Code 13.4.8.12(B) and NMSA 59A-13-4 grandfather in individuals licensed as adjusters in New Mexico prior to July 1, 2017, exempting them from the exam unless the license lapses or is terminated.

  • A: Not the date used in the regulation's grandfathering provision.
  • C: Not the date used in the regulation's grandfathering provision.
  • D: Not the date used in the regulation's grandfathering provision.
Source: N.M. Admin. Code 13.4.8.12(B)
How many questions are on New Mexico's Independent/Staff Adjuster licensing exam administered by PSI Services LLC, and how much time is allowed?
A. 50 questions, 1 hour
B. 100 questions, 2 hours
C. 75 questions, 90 minutes
D. 40 questions, 45 minutes
Show answer and reasoning

Correct answer: A. 50 questions, 1 hour

Correct. PSI's New Mexico candidate bulletin specifies 50 items with a 1-hour (1:00:00) time limit for the Independent and Staff Adjuster exam series.

  • B: Overstates both the question count and time allowed for this exam.
  • C: Does not match PSI's published New Mexico adjuster exam specifications.
  • D: Understates the question count relative to PSI's published specifications.
Source: New Mexico OSI/PSI Candidate Information Bulletin (Independent/Staff Adjuster Exam)
What minimum score must a candidate achieve to pass New Mexico's adjuster licensing exam?
A. 60% correct
B. 65% correct
C. 70% correct
D. 75% correct
Show answer and reasoning

Correct answer: C. 70% correct

Correct. PSI's New Mexico candidate bulletin states candidates must get 70% correct to pass.

  • A: Below the published passing threshold.
  • B: Below the published passing threshold.
  • D: Above the published passing threshold.
Source: New Mexico OSI/PSI Candidate Information Bulletin (Score Reporting)
Same exam, other states
ALARAZCACOCTDCFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSNCNENHNJNVNYOHOKORPASCTNTXUTVAWAWIWV
Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wageMay 2025$78,000/yr

Frequently asked questions

Where can I take a free New Mexico Claims Adjuster practice exam online?
Right here. CertQuestUSA's free New Mexico Claims Adjuster practice exam online is a full 116-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 116-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Claims Adjuster License (NM) practice test?
116 questions total, split into 3 full papers of 116 each with no repeats across papers.
What topics does the Claims Adjuster License (NM) test cover?
9 domains, with the heaviest weight on Adjusting Losses (Claim Handling Process) (20%), Insurance Basics (Contracts, Principles, Policy Structure) (20%), and Automobile Insurance (incl. NM Financial Responsibility Law) (15%).
Where do CertQuestUSA's Claims Adjuster License (NM) questions come from?
Primarily NM Series 18-41 Content Outline - Adjusting Losses (20%) and NM Series 18-41 Content Outline - Insurance Basics (19%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Claims Adjuster License (NM) practice test?
Yes -- one full 116-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
Composing your paper...