Claims Adjuster License (NM)

First published: September 4, 2026Last verified: September 4, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (NM): a 116-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 116 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily NM Series 18-41 Content Outline - Adjusting Losses (20%) and NM Series 18-41 Content Outline - Insurance Basics (19%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

116

questions per paper

116

questions in the bank

What this exam covers

Adjusting Losses (Claim Handling Process)20%
Automobile Insurance (incl. NM Financial Responsibility Law)15%
Businessowners Policy (BOP)6%
Commercial Package Policy (CGL, Property, Crime, Inland Marine, Farm)8%
Dwelling Policy8%
Homeowners Policy14%
Insurance Basics (Contracts, Principles, Policy Structure)20%
Insurance Regulation (Licensing, Ethics, Unfair Claims Practices)5%
Other Coverages and Options (Umbrella, Ocean Marine, Boatowners)4%

5 real sample questions

Under NMSA 59A-13-4, which of the following is NOT one of the qualifications the Superintendent of Insurance must find satisfied before licensing an individual as an adjuster in New Mexico?

A. The applicant is a bona fide resident of New Mexico, or of a state/country that permits New Mexico residents to act as adjusters there

B. The applicant demonstrates a good business reputation and intends to engage in a bona fide manner in the adjusting business

C. The applicant has passed any examination required for licensing and filed the bond required under Section 59A-13-5

D. The applicant has at least two years of prior claims-handling experience with a licensed insurer

Source: NMSA 1978 59A-13-4; NM Series 18-41 Content Outline (Licensing Requirements)

Which applicant is exempt from having to personally take and pass New Mexico's adjuster licensing examination?

A. A first-time applicant with no prior adjuster license in any state

B. An applicant who holds a current, equivalent adjuster license in a state with reciprocal provisions and has already passed that state's exam

C. An applicant who intends to work only as a public adjuster

D. A New Mexico resident applying for an adjuster license for the very first time

Source: N.M. Admin. Code 13.4.8.12(B); NMSA 1978 59A-13-4

An individual who was licensed as an adjuster in New Mexico before a specific date is exempt from the examination requirement, unless the license later lapses or is terminated. What is that date?

A. January 1, 2015

B. July 1, 2017

C. October 1, 2019

D. March 1, 2021

Source: N.M. Admin. Code 13.4.8.12(B)

How many questions are on New Mexico's Independent/Staff Adjuster licensing exam administered by PSI Services LLC, and how much time is allowed?

A. 50 questions, 1 hour

B. 100 questions, 2 hours

C. 75 questions, 90 minutes

D. 40 questions, 45 minutes

Source: New Mexico OSI/PSI Candidate Information Bulletin (Independent/Staff Adjuster Exam)

What minimum score must a candidate achieve to pass New Mexico's adjuster licensing exam?

A. 60% correct

B. 65% correct

C. 70% correct

D. 75% correct

Source: New Mexico OSI/PSI Candidate Information Bulletin (Score Reporting)

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wageMay 2025$78,000/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (NM) practice test?

116 questions total, split into 3 full papers of 116 each with no repeats across papers.

What topics does the Claims Adjuster License (NM) test cover?

9 domains, with the heaviest weight on Adjusting Losses (Claim Handling Process) (20%), Insurance Basics (Contracts, Principles, Policy Structure) (20%), and Automobile Insurance (incl. NM Financial Responsibility Law) (15%).

Where do CertQuestUSA's Claims Adjuster License (NM) questions come from?

Primarily NM Series 18-41 Content Outline - Adjusting Losses (20%) and NM Series 18-41 Content Outline - Insurance Basics (19%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (NM)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.