Claims Adjuster License (DC)

First published: September 5, 2026Last verified: September 5, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (DC): a 104-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 104 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily D.C. Official Code (71%) and DISB Continuing Education Requirements (11%) of this exam's citations.

The District of Columbia does not issue a general company/independent claims-adjuster license -- DISB does not require company or independent adjusters operating in DC to be licensed. The license DC actually issues and regulates in this space is the DC Public Adjuster license (D.C. Code Title 31, Chapter 16A, and DISB implementing regulations), so this exam bank is scoped to DC Public Adjuster licensing, bonding, contracting, and claims-practice requirements rather than a generic multi-line adjuster credential.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

104

questions per paper

104

questions in the bank

What this exam covers

Claims Handling Process8%
Continuing Education9%
Definitions & Exemptions8%
Denial, Revocation & Discipline9%
Examination Requirements9%
License Issuance, Renewal, Bond & Fees8%
Nonresident Licensing & Reciprocity8%
Property & Casualty Claims Principles8%
Public Adjuster Contract Requirements7%
DC Public Adjuster Licensing Scope (D.C. Code Title 31, Ch. 16A)10%
Unfair Claims Settlement Practices Act10%
Workers Compensation Claims6%

5 real sample questions

A public adjuster license in DC authorizes the licensee to represent insureds in claims involving:

A. Only auto insurance claims

B. First-party property and casualty insurance claims generally, as defined under the chapter

C. Only life insurance death benefit claims

D. Only claims against the District government

Source: D.C. Official Code, Chapter 16A

Which chapter of the D.C. Code establishes public insurance adjuster licensure in the District?

A. Chapter 11A

B. Chapter 16A

C. Chapter 22A

D. Chapter 34

Source: D.C. Official Code, Title 31, Chapter 16A

Under DC law, who must hold a public insurance adjuster license before acting on a policyholder's behalf in negotiating a claim settlement?

A. Any friend or family member helping informally with no compensation

B. A person who, for compensation, investigates, negotiates, or settles a claim on behalf of an insured

C. An insurer's own staff claims adjuster handling that insurer's claims

D. An attorney representing a client in unrelated litigation

Source: D.C. Official Code §31-1631.03

D.C. Code §31-1631.02 defines a 'public insurance adjuster' as a person who, for compensation, acts on behalf of:

A. The insurer, exclusively

B. The insured, in negotiating or effecting settlement of first-party property/casualty claims

C. Neither party -- adjusters are neutral third parties in DC

D. Only government entities filing claims

Source: D.C. Official Code §31-1631.02

Company adjusters and independent adjusters who adjust claims solely on behalf of an insurer, without representing the insured, are treated in DC as:

A. Requiring the same public adjuster license as anyone else handling claims

B. Not subject to DC's public adjuster licensing chapter, since DC does not license company/independent adjusters

C. Automatically licensed as public adjusters by default

D. Prohibited entirely from working on DC claims

Source: DISB Public Insurance Adjuster Study Guide; D.C. Official Code §31-1631.02

Same exam, other states

AL AR AZ CA CO CT FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wageMay 2025$78,000/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (DC) practice test?

104 questions total, split into 3 full papers of 104 each with no repeats across papers.

What topics does the Claims Adjuster License (DC) test cover?

12 domains, with the heaviest weight on DC Public Adjuster Licensing Scope (D.C. Code Title 31, Ch. 16A) (10%), Unfair Claims Settlement Practices Act (10%), and Continuing Education (9%).

Where do CertQuestUSA's Claims Adjuster License (DC) questions come from?

Primarily D.C. Official Code (71%) and DISB Continuing Education Requirements (11%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (DC)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.