Free New Hampshire Claims Adjuster Practice Exam Online

Correct answer: A. Acting as an insurance claims adjuster on New Hampshire risks unless licensed under the chapter

Correct. RSA 402-B:1 prohibits any person from acting as an insurance claims adjuster with respect to New Hampshire risks unless licensed as provided in RSA 402-B.

• B: A college degree is not the subject of RSA 402-B:1's prohibition.
• C: Hours worked per week is not addressed by RSA 402-B:1.
• D: RSA 402-B:1 does not restrict adjusting activity to particular days of the week.

Correct answer: A. Insurance producers under RSA 402-J:7-a

Correct. New Hampshire's adjuster CE structure under RSA 402-B:5-a (24 hours biennially, 3-10 ethics hours) closely mirrors the producer CE requirement in RSA 402-J:7-a.

• B: Real estate licensing CE is governed by a separate, unrelated statutory framework, not RSA 402-B or RSA 402-J.
• C: Aviation CE requirements are federal and unrelated to New Hampshire's insurance statutes.
• D: Barber/cosmetology licensing is governed by a separate NH board and statute, unrelated to insurance CE rules.

Correct answer: A. Indefinitely, as long as renewal fees are paid and CE requirements are met

Correct. RSA 402-B:7 provides that the license continues in effect indefinitely, subject to timely fee payment and continuing education compliance.

• B: The license is not capped at a fixed 5-year term with no renewal path; it continues if requirements are met.
• C: 90 days is far shorter than the actual duration structure under RSA 402-B:7.
• D: License validity is tied to fee/CE compliance on a renewal cycle, not to the licensee's birthday.

Correct answer: A. RSA 400-A:29

Correct. RSA 402-B:8 sets renewal fees with reference to RSA 400-A:29, the general insurance department fee schedule statute.

• B: RSA 21-M concerns state administrative services generally, not the specific adjuster fee cross-reference.
• C: RSA 106-B concerns state police communications, unrelated to adjuster license fees.
• D: RSA 261 concerns motor vehicle registration, unrelated to adjuster license fees.

Correct answer: A. 24 months

Correct. RSA 402-B:8 allows reinstatement without a new examination if the applicant applies within 24 months of the lapse, mirroring the producer reinstatement rule.

• B: 3 months understates the actual reinstatement window under RSA 402-B:8.
• C: 10 years overstates the reinstatement window; beyond 24 months, retesting is generally required.
• D: RSA 402-B:8 does provide a reinstatement path without retesting, within the 24-month window.