Claims Adjuster (Texas)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster (Texas): a 184-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (64%) and Tex. Ins. Code (24%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

50

questions per paper

184

questions in the bank

What this exam covers

Adjuster Role, Claim Process, Ethics, and Communication14%
Auto Liability, Casualty, and Bodily Injury Claims14%
Investigation, Documentation, Estimating Damages, and Settlement14%
Property Coverage: Standard Fire, Homeowners, and Commercial Property Claims14%
Subrogation, Salvage, Reinsurance, Catastrophe, Fraud, and Dispute Resolution14%
Tx 542A Weather Claims4%
Tx Adjuster Ce Reciprocity3%
Tx Adjuster License Categories4%
Tx Catastrophe Adjuster License4%
Tx Prompt Pay Act4%
Tx Public Adjuster Act5%
Tx Twia Claims Handling3%
Tx Unfair Claims Practices4%

5 real sample questions

Of the 24 required CE hours for Texas adjuster license renewal, what is the minimum number that must be completed in a classroom or classroom-equivalent setting?

A. 12 hours

B. 24 hours

C. 6 hours

D. There is no classroom-equivalent requirement

Source: Tex. Ins. Code §4101.059; TDI CE rules

Under 28 Tex. Admin. Code §19.602, which set of license types are the three categories of adjuster's licenses approved in Texas?

A. All lines; property, casualty, and surety; and workers' compensation, employer's liability, and USL&H

B. Public adjuster, independent adjuster, and staff adjuster

C. Property adjuster, casualty adjuster, and life adjuster

D. Catastrophe adjuster, standard adjuster, and public adjuster

Source: 28 Tex. Admin. Code §19.602

An 'all lines' adjuster's license under 28 TAC §19.602 authorizes an adjuster to handle claims falling within which scope?

A. Only workers' compensation claims

B. Both the property/casualty/surety category and the workers' compensation/employer's liability/USL&H category

C. Only claims arising from a declared catastrophe

D. Only claims handled on behalf of a public insurance adjuster

Source: 28 Tex. Admin. Code §19.602

Which chapter of the Texas Insurance Code establishes the general licensing framework for insurance adjusters, as distinct from public insurance adjusters licensed separately under Chapter 4102?

A. Chapter 542

B. Chapter 541

C. Chapter 4101

D. Chapter 2210

Source: Tex. Ins. Code Ch. 4101

Under Tex. Ins. Code §4101.004 (Reciprocity), TDI may waive the licensing examination requirement for an applicant who:

A. Has completed 24 hours of continuing education in any state

B. Is sponsored by a Texas-licensed public adjuster

C. Has at least five years of claims experience regardless of licensure status elsewhere

D. Is licensed as an adjuster in another state under a reciprocal agreement entered into by the commissioner

Source: Tex. Ins. Code §4101.004

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wage (TX)May 2025$78,800/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster (Texas) practice test?

184 questions total, split into 3 full papers of 50 each with no repeats across papers.

What topics does the Claims Adjuster (Texas) test cover?

13 domains, with the heaviest weight on Adjuster Role, Claim Process, Ethics, and Communication (14%), Auto Liability, Casualty, and Bodily Injury Claims (14%), and Investigation, Documentation, Estimating Damages, and Settlement (14%).

Where do CertQuestUSA's Claims Adjuster (Texas) questions come from?

Primarily content.naic.org (64%) and Tex. Ins. Code (24%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster (Texas)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.