Claims Adjuster License (AZ)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (AZ): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily ARS (97%) and 18 USC (3%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

30

questions per paper

30

questions in the bank

What this exam covers

Adjuster Definitions17%
Claim Payment Timing7%
Criminal Disqualifications7%
Exam Requirements17%
Licensing Exemptions10%
Licensing Requirements17%
Professional Ethics10%
Unfair Practices17%

5 real sample questions

An adjuster who works as an independent contractor and is hired by an insurance company or managing general agent to investigate and adjust claims is classified as which type of adjuster?

A. An independent adjuster

B. A public adjuster

C. A catastrophe adjuster

D. A staff adjuster

Source: ARS § 20-321

Which of the following best describes a public adjuster under Arizona law?

A. An individual hired by the insured to represent their interests in a claim

B. An independent contractor hired by an insurer to investigate claims

C. A government employee who oversees insurance claim disputes

D. A licensed agent who adjusts losses on policies they sold

Source: ARS § 20-321

A catastrophe adjuster in Arizona is best described as which of the following?

A. An adjuster who handles only homeowner's insurance claims

B. An adjuster who is employed full-time by an insurance company

C. An adjuster who investigates claims arising from a disaster, including hurricanes, floods, and earthquakes

D. An adjuster who specializes exclusively in commercial liability claims

Source: ARS § 20-321

Under Arizona law, which of the following professionals is exempt from obtaining an adjuster license?

A. A public adjuster representing an insured in a complex property claim

B. An independent contractor investigating bodily injury claims for multiple insurers

C. A catastrophe adjuster hired temporarily after a major storm

D. A salaried employee adjusting claims for an insurance company without receiving contingent compensation

Source: ARS § 20-321

An Arizona-licensed attorney who adjusts insurance claims as part of their legal practice is required to obtain an adjuster license. Is this statement true or false?

A. True; all adjuster activities require a separate adjuster license

B. True only if the attorney's primary practice is claims adjustment

C. False; only if the attorney also holds a property and casualty producer license

D. False; licensed Arizona attorneys are exempt from adjuster licensing requirements

Source: ARS § 20-321

Same exam, other states

AL AR CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wage (AZ)May 2025$65,110/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (AZ) practice test?

30 questions total, split into 3 full papers of 30 each with no repeats across papers.

What topics does the Claims Adjuster License (AZ) test cover?

8 domains, with the heaviest weight on Adjuster Definitions (17%), Exam Requirements (17%), and Licensing Requirements (17%).

Where do CertQuestUSA's Claims Adjuster License (AZ) questions come from?

Primarily ARS (97%) and 18 USC (3%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (AZ)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.