Claims Adjuster License (CT)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (CT): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily Conn. Gen. Stat. (95%) and Conn. Agencies Regs. (5%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

28

questions per paper

28

questions in the bank

What this exam covers

adjuster-licensing-scope18%
claims-handling-process11%
duty-good-faith-fair-dealing11%
public-adjuster-requirements18%
regulatory-enforcement7%
subrogation7%
unfair-claims-settlement-practices21%
valuation-acv-replacement-cost7%

5 real sample questions

Under Connecticut law, which person or business is required to hold a public adjuster license?

A. Any person or entity who, as a business, adjusts loss or damage claims on behalf of an insured under a fire or other property/casualty policy for compensation, or who advertises or solicits such business

B. Any insurance producer who merely sells a homeowners policy without handling claims

C. Any claims examiner who reviews files internally but never contacts the insured

D. Any staff employee who adjusts claims solely for the insurance company that employs them

Source: Conn. Gen. Stat. § 38a-788

Which claims fall within the scope of Connecticut's casualty claim adjuster licensing statute?

A. Only claims for total losses exceeding $100,000

B. Personal injury or death claims from auto accidents, premises/operations liability claims, workers' compensation claims, property damage claims, and claims from violations of a common law or statutory duty

C. Only claims where the insurer has already accepted liability

D. Only claims involving licensed attorneys representing the claimant

Source: Conn. Gen. Stat. § 38a-792 (Formerly Sec. 38-77)

Under Connecticut regulations, a staff member of an insurance company who is already a licensed property and casualty producer may settle certain property damage losses without a separate casualty adjuster license, provided the loss does not exceed what amount?

A. There is no dollar limit; any staff producer is fully exempt

B. $500

C. $1,500

D. $10,000

Source: Conn. Agencies Regs. § 38a-792-3

Which category of professional is expressly exempted from Connecticut's public adjuster licensing requirement when settling a client's claim?

A. Licensed public accountants

B. Licensed real estate appraisers

C. Licensed general contractors

D. Attorneys settling claims of their own clients

Source: Conn. Gen. Stat. § 38a-788

In Connecticut, which specialized category of adjuster is licensed separately to appraise vehicle repair costs after a collision?

A. Motor vehicle physical damage appraiser

B. Life settlement broker

C. Third-party administrator

D. Public adjuster

Source: Conn. Gen. Stat. § 38a-790

Same exam, other states

AL AR AZ CA CO DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wage (CT)May 2025$88,330/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (CT) practice test?

28 questions total, split into 3 full papers of 28 each with no repeats across papers.

What topics does the Claims Adjuster License (CT) test cover?

8 domains, with the heaviest weight on unfair-claims-settlement-practices (21%), adjuster-licensing-scope (18%), and public-adjuster-requirements (18%).

Where do CertQuestUSA's Claims Adjuster License (CT) questions come from?

Primarily Conn. Gen. Stat. (95%) and Conn. Agencies Regs. (5%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (CT)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.