First published: September 5, 2026Last verified: September 5, 2026Reviewed by the CertQuestUSA team
TL;DR
Claims Adjuster License (ME): a 105-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 105 questions each with no repeats, every question citing the real regulation it comes from.
Where these questions come from
Every question in this bank cites a real source -- primarily 24-A MRS (52%) and 24-A MRS Chapter (29%) of this exam's citations.
Modeled on the PSI/Pearson VUE Maine Insurance Licensing Candidate Handbook adjuster exam content outline plus 24-A MRS Chapter 16 (Producers, Adjusters and Consultants), Chapter 23, and Chapter 27. Maine issues ONE general adjuster license (it does not have a separate public-adjuster-only category like some states); resident adjusters qualify by written exam for lines of authority in Property & Casualty, Workers' Compensation, and Multi-Peril Crop (crop accepts federal certification in lieu of exam). No official Maine percentage weighting is published beyond the general/state split, so state-law domains below are weighted using equal-ish distribution across the identified 24-A MRS provisions actually tested.
Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
After an insurer pays its insured for a covered loss caused by a third party, the insurer's contractual and legal right to pursue recovery against that responsible third party is called:
Under 24-A MRS §2436-A, a fire-related property claim is generally payable within how many days of proof of loss, compared to the 30-day standard for other losses?
A. 60 days
B. 10 days
C. 15 days
D. There is no distinct timeline for fire claims
Source: 24-A MRS §2436-A
What is the primary role of an insurance claims adjuster?
A. To underwrite and price new business
B. To represent the policyholder in litigation as their attorney
C. To investigate, evaluate, and settle claims fairly and in accordance with the policy's terms
How many questions are on the CertQuestUSA Claims Adjuster License (ME) practice test?
105 questions total, split into 3 full papers of 105 each with no repeats across papers.
What topics does the Claims Adjuster License (ME) test cover?
11 domains, with the heaviest weight on Adjuster Role, Claim Process, Ethics & Communication (15%), Auto Liability, Casualty & Bodily Injury Claims (15%), and Investigation, Documentation, Estimating Damages & Settlement (15%).
Where do CertQuestUSA's Claims Adjuster License (ME) questions come from?
Primarily 24-A MRS (52%) and 24-A MRS Chapter (29%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Claims Adjuster License (ME)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
