Claims Adjuster (Washington)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster (Washington): a 160-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (74%) and RCW (14%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

50

questions per paper

160

questions in the bank

What this exam covers

Adjuster License Qualifications3%
Adjuster Licensing Scope4%
Adjuster Role, Claim Process, Ethics, and Communication16%
Auto Liability, Casualty, and Bodily Injury Claims16%
Claim Investigation Communication Standards3%
Continuing Education2%
First Party Claim Settlement Standards3%
Insurance Fair Conduct Act2%
Investigation, Documentation, Estimating Damages, and Settlement16%
License Discipline Enforcement3%
Property Coverage: Standard Fire, Homeowners, and Commercial Property Claims16%
Public Adjuster Bond2%
Subrogation, Salvage, Reinsurance, Catastrophe, Fraud, and Dispute Resolution16%
Unfair Claims Settlement Practices General3%

5 real sample questions

Under RCW 48.17.380, what is the minimum age requirement for a Washington adjuster license applicant?

A. 25 years old.

B. 18 years old.

C. 21 years old.

D. There is no minimum age requirement.

Source: RCW 48.17.380

Which statement accurately describes Washington's insurance adjuster licensing structure?

A. Washington issues separate licenses for independent adjusters, public adjusters, and crop adjusters, each requiring its own application and full license fee.

B. Washington issues one combined adjuster license that automatically authorizes the holder to act as an independent, public, or crop adjuster.

C. Washington does not license any category of claims adjuster, leaving adjuster oversight entirely to individual insurers.

D. Washington licenses only public adjusters; independent and staff adjusters working for insurers are exempt from any state licensing requirement.

Source: RCW 48.17.390

Under RCW 48.17.410, on whose behalf is a Washington independent adjuster authorized to act?

A. On behalf of whichever party pays the adjuster's fee, regardless of license type.

B. On behalf of both the insurer and the insured simultaneously in the same claim.

C. On behalf only of insurers.

D. On behalf only of insureds.

Source: RCW 48.17.410

A Washington public adjuster licensed under RCW 48.17 is authorized to act on behalf of which party?

A. The insurance producer who sold the policy.

B. The Office of the Insurance Commissioner, acting as a neutral fact-finder.

C. The insured.

D. The insurer that issued the policy.

Source: RCW 48.17.410

If a person holds both an independent adjuster license and a public adjuster license in Washington, what does RCW 48.17.410 require?

A. The dual-licensed adjuster may not represent both the insurer and the insured in the same transaction.

B. The dual-licensed adjuster must always default to representing the insurer unless the insured objects in writing.

C. The dual license automatically merges into a single general adjuster license with unrestricted representation authority.

D. The dual-licensed adjuster may represent both parties in the same transaction as long as a written disclosure is signed by both.

Source: RCW 48.17.410

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wage (WA)May 2025$80,700/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster (Washington) practice test?

160 questions total, split into 3 full papers of 50 each with no repeats across papers.

What topics does the Claims Adjuster (Washington) test cover?

14 domains, with the heaviest weight on Adjuster Role, Claim Process, Ethics, and Communication (16%), Auto Liability, Casualty, and Bodily Injury Claims (16%), and Investigation, Documentation, Estimating Damages, and Settlement (16%).

Where do CertQuestUSA's Claims Adjuster (Washington) questions come from?

Primarily content.naic.org (74%) and RCW (14%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster (Washington)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.