Claims Adjuster License (MS)

First published: September 3, 2026Last verified: September 3, 2026Reviewed by the CertQuestUSA team

TL;DR

Claims Adjuster License (MS): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily Miss. Code Ann. (100%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

28

questions per paper

28

questions in the bank

What this exam covers

adjuster-continuing-education7%
adjuster-definitions-exemptions14%
adjuster-examination18%
adjuster-license-renewal14%
adjuster-licensing-requirements7%
nonresident-adjuster-licensing4%
public-adjuster-continuing-education7%
public-adjuster-discipline11%
public-adjuster-licensing14%
unlicensed-adjuster-penalties4%

5 real sample questions

A person wants to begin working as an insurance claims trainee in Mississippi under the supervision of a licensed adjuster, before obtaining an adjuster license personally. Under Mississippi law, what is the maximum period this trainee arrangement may continue if the trainee is registered with the Commissioner?

A. 12 months

B. 6 months

C. 24 months

D. There is no trainee exception; a license is required from the first day of work

Source: Miss. Code Ann. § 83-17-403

Under Miss. Code Ann. § 83-17-403, what is the maximum criminal penalty for a person who acts as an adjuster in Mississippi without a license and who does not qualify for the registered-trainee exception?

A. A civil penalty of up to $1,000 per violation, with no criminal exposure

B. A fine of not more than $250.00, confinement in the county jail for not more than six months, or both

C. A civil penalty of up to $5,000 per violation, with no criminal exposure

D. Automatic permanent disqualification from the industry, with no fine or jail option

Source: Miss. Code Ann. § 83-17-403

Under Mississippi's adjuster licensing definitions, which individual is excluded from the definition of "adjuster" and therefore does not need an adjuster license to handle claims?

A. An independent contractor hired by several insurers to investigate losses

B. A public adjuster representing a policyholder for a fee

C. A salaried employee of a single insurer who is regularly engaged in adjusting, investigating, or supervising that insurer's own claims

D. A person operating an independent adjusting firm that contracts with multiple companies

Source: Miss. Code Ann. § 83-17-401

Which of the following categories is specifically excluded from Mississippi's statutory definition of "adjuster" under Miss. Code Ann. § 83-17-401?

A. An independent contractor supervising loss investigations for multiple insurers

B. A managing general agent's employee who investigates disputed bodily injury claims

C. A person who advertises adjusting services to the public for a fee

D. A licensed insurance agent settling an undisputed first-party claim on a policy the agent wrote

Source: Miss. Code Ann. § 83-17-401

Mississippi's adjuster-licensing definitions statute excludes several specific categories of workers from the licensing requirement. Which of the following is one of them?

A. An attorney handling a claim as part of the practice of law

B. A staff adjuster who also independently contracts with a second insurer

C. A public adjuster negotiating a homeowner's fire claim

D. An independent adjuster assigned catastrophe claims after a hurricane

Source: Miss. Code Ann. § 83-17-401

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Claims Adjusters, Examiners, and Investigators: real median wageMay 2025$78,000/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (MS) practice test?

28 questions total, split into 3 full papers of 28 each with no repeats across papers.

What topics does the Claims Adjuster License (MS) test cover?

10 domains, with the heaviest weight on adjuster-examination (18%), adjuster-definitions-exemptions (14%), and adjuster-license-renewal (14%).

Where do CertQuestUSA's Claims Adjuster License (MS) questions come from?

Primarily Miss. Code Ann. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Claims Adjuster License (MS)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.