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Claims Adjuster License (SC)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Claims Adjuster License (SC): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily S.C. Code Ann. (100%) of this exam's citations.

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3
full papers, no repeats
30
questions per paper
30
questions in the bank
What this exam covers
5 real sample questions
What is subrogation in the claims context?
A. The insured's right to sue their own insurer for bad faith
B. The insurer's right, after paying a claim, to step into the insured's shoes and pursue recovery from the at-fault third party
C. A method for calculating actual cash value on a total loss vehicle
D. The process of assigning a claim to a different adjuster
Source: General national claims-adjusting practice
Under South Carolina's Public Insurance Adjusters Act (Title 38, Chapter 92), what minimum financial responsibility must a public adjuster secure as a condition of licensure?
A. A $5,000 surety bond only
B. A minimum $20,000 surety bond or irrevocable letter of credit
C. No financial responsibility requirement applies to public adjusters in South Carolina
D. A $50,000 cash deposit with the director
Source: S.C. Code Ann. § 38-92-100
A South Carolina public adjuster's surety bond is set to terminate. What notice is generally required before the bond may lawfully terminate?
A. No notice is required; the bond simply lapses on its stated expiration date
B. 30 days' notice of termination
C. 60 days' notice published in a newspaper of general circulation
D. Immediate termination is permitted upon the surety's request
Source: S.C. Code Ann. § 38-92-100
Which statement correctly describes South Carolina's licensing framework for insurance claims adjusters?
A. South Carolina, like Colorado and Missouri, licenses only public adjusters; company and independent adjusters working for insurers need no license
B. South Carolina requires both company/independent adjusters adjusting losses on behalf of an insurer (Title 38, Chapter 91) and public adjusters representing insureds (Title 38, Chapter 92) to be separately licensed
C. South Carolina licenses adjusters only if they handle claims exceeding $100,000
D. South Carolina has no state adjuster licensing requirement of any kind
Source: S.C. Code Ann. § 38-91-20
Under South Carolina law, how long does an insured have to rescind a public adjuster representation contract after signing it?
A. 24 hours
B. 72 hours
C. Until the close of business on the fifth business day after signing
D. 30 calendar days
Source: S.C. Code Ann. § 38-92-130
Same exam, other states
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Real-world data for this exam
Claims Adjusters, Examiners, and Investigators: real median wage (SC)May 2025$75,370/yr

Frequently asked questions

How many questions are on the CertQuestUSA Claims Adjuster License (SC) practice test?
30 questions total, split into 3 full papers of 30 each with no repeats across papers.
What topics does the Claims Adjuster License (SC) test cover?
16 domains, with the heaviest weight on Sc Adjuster Licensing Framework (23%), Sc Public Adjuster Standards (17%), and Coverage Analysis (7%).
Where do CertQuestUSA's Claims Adjuster License (SC) questions come from?
Primarily S.C. Code Ann. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Claims Adjuster License (SC)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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