Health Insurance Producer License (TN)

First published: September 1, 2026Last verified: September 1, 2026Reviewed by the CertQuestUSA team

TL;DR

Health Insurance Producer License (TN): a 35-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 35 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily 42 U.S.C. (41%) and T.C.A. (21%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

35

questions per paper

35

questions in the bank

What this exam covers

Aca Marketplace60%
Group Market6%
Individual Market9%
Mental Health Parity3%
Producer Licensing17%
Tennessee Specific6%

5 real sample questions

Under Tennessee law, who is required to be licensed as an insurance producer?

A. Only individuals who work for insurance companies directly

B. Employees of banks who discuss insurance casually

C. Anyone who mentions insurance in their business communications

D. A person who sells, solicits, or negotiates insurance on behalf of an insurer

Source: T.C.A. § 56-6-101 et seq.

What is the governing statutory code for health insurance producer licensing in Tennessee?

A. T.C.A. § 45-2-101 et seq.

B. T.C.A. § 56-5-101 et seq.

C. Federal Code 26 U.S.C. § 4980H

D. T.C.A. § 56-6-101 et seq. and Rule Chapter 0780-1-56

Source: T.C.A. § 56-6-101 et seq.

What is required of applicants for an insurance producer license in Tennessee?

A. Pass a written examination and complete pre-licensing education

B. Only pass a written examination with no educational requirement

C. Only complete 20 hours of online training

D. Work for an insurance company for at least one year

Source: T.C.A. § 56-6-101 et seq.

How many essential health benefit categories must health insurance plans cover under the ACA?

A. Three categories: hospital, physician, and pharmacy

B. Ten categories: ambulatory services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventive and wellness services, and pediatric services

C. Twenty categories covering every possible medical service

D. Five core categories: medical, dental, vision, prescription, and mental health

Source: 42 U.S.C. § 18022

Under the ACA, when must health insurance coverage for preventive services be provided without cost-sharing?

A. Only preventive services rated 'A' if they are deemed cost-effective

B. Preventive services may have cost-sharing if the plan deems it necessary

C. Preventive services are only covered if the patient has met their deductible

D. Preventive services with USPSTF rating 'A' or 'B' must be covered with no copayment, coinsurance, or deductible

Source: 42 U.S.C. § 18071

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (TN)May 2025$57,120/yr

Frequently asked questions

How many questions are on the CertQuestUSA Health Insurance Producer License (TN) practice test?

35 questions total, split into 3 full papers of 35 each with no repeats across papers.

What topics does the Health Insurance Producer License (TN) test cover?

6 domains, with the heaviest weight on Aca Marketplace (60%), Producer Licensing (17%), and Individual Market (9%).

Where do CertQuestUSA's Health Insurance Producer License (TN) questions come from?

Primarily 42 U.S.C. (41%) and T.C.A. (21%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Health Insurance Producer License (TN)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.