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Health Insurance Producer (Florida)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Health Insurance Producer (Florida): a 167-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (50%) and Fla. Stat. (23%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
167
questions in the bank
What this exam covers
5 real sample questions
Under §627.6692, during the additional disability extension period, up to what percentage of the group rate may the carrier charge?
A. 150 percent
B. 200 percent
C. 115 percent
D. 125 percent
Source: Fla. Stat. §627.6692(5)(c)
Under §641.511, an HMO grievance may be extended to a maximum of how many days if it involves the collection of information from outside the HMO's service area?
A. 75 days
B. 90 days
C. 120 days
D. 60 days
Source: Fla. Stat. §641.511(5)
Under §627.6692, within how many days after a qualifying event must a qualified beneficiary generally notify the carrier to preserve continuation rights?
A. 30 days
B. 63 days
C. 90 days
D. 14 days
Source: Fla. Stat. §627.6692(5)(d)(1)
Under §627.6692, what is the maximum premium a carrier may charge for standard (non-disability) continuation coverage, as a percentage of the applicable premium?
A. 102 percent
B. 115 percent
C. 150 percent
D. 100 percent
Source: Fla. Stat. §627.6692(5)(f)
Which Florida agency has primary regulatory authority over health maintenance organizations (HMOs) under Chapter 641, Florida Statutes, including issuing a Certificate of Authority?
A. The Department of Financial Services (DFS)
B. The Office of Insurance Regulation (OIR)
C. The Agency for Health Care Administration (AHCA) acting alone
D. The Florida Healthy Kids Corporation
Source: Fla. Stat. Ch. 641, Part I
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (FL)May 2025$59,790/yr

Frequently asked questions

How many questions are on the CertQuestUSA Health Insurance Producer (Florida) practice test?
167 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Health Insurance Producer (Florida) test cover?
14 domains, with the heaviest weight on Health Insurance Basics and Policy Types (15%), Medical Expense, Managed Care, and Cost-Sharing (15%), and Policy Provisions, Renewability, Riders, and Exclusions (15%).
Where do CertQuestUSA's Health Insurance Producer (Florida) questions come from?
Primarily content.naic.org (50%) and Fla. Stat. (23%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Health Insurance Producer (Florida)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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