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Free Nevada Health Insurance Practice Exam Online

Official exam: Health Insurance Producer License (NV)

Take a free Nevada Health Insurance practice exam online: a full 27-question paper with every answer explained, no sign-up, scored by topic. The full 27-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Health Insurance Producer License (NV): a 27-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 27 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily NRS (74%) and NAC (15%) of this exam's citations.

Take a full practice test free. 27 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
27
questions per paper
27
questions in the bank
What this exam covers
5 real sample questions
In Nevada, who must obtain a producer license before selling, soliciting, or negotiating health insurance for compensation?
A. Only individuals selling group health plans to employers with 50 or more employees
B. Any person acting as a producer of insurance, unless a specific statutory exemption applies
C. Only captive agents employed directly by a single insurer
D. Nobody, since Nevada allows unlicensed sale of accident and health insurance
Show answer and reasoning

Correct answer: B. Any person acting as a producer of insurance, unless a specific statutory exemption applies

Correct. NRS 683A.201 requires a license before a person may sell, solicit, or negotiate insurance in Nevada, subject only to the specific exemptions listed elsewhere in Chapter 683A.

  • A: Wrong. Nevada's licensing requirement is not limited to large-group sales; it applies broadly to selling, soliciting, or negotiating insurance for compensation.
  • C: Wrong. Captive (exclusive) agents are still producers under Nevada law and must be licensed; captive status does not exempt them from licensure.
  • D: Wrong. Nevada does not permit unlicensed sale of accident and health insurance for compensation; a license is required absent a specific exemption.
Source: NRS 683A.201
A producer wants to sell individual health, dental, and disability income insurance in Nevada. Which line of authority covers this scope of business?
A. Property line
B. Casualty line
C. Accident and health or sickness line
D. Title line
Show answer and reasoning

Correct answer: C. Accident and health or sickness line

Correct. Nevada's accident and health (or sickness) line of authority covers insurance for sickness, bodily injury, or accidental death, and may include disability income benefits, matching the products described.

  • A: Wrong. Property is a separate line covering damage to real and personal property, not health-related coverage.
  • B: Wrong. Casualty covers liability exposures, not accident, sickness, or disability income products.
  • D: Wrong. Title insurance covers real property ownership defects and is unrelated to health or disability products.
Source: NRS 683A.261
What minimum score must an applicant achieve on the Nevada health line licensing examination to pass?
A. 60
B. 70
C. 80
D. 90
Show answer and reasoning

Correct answer: B. 70

Correct. NAC 683A.270 requires an applicant to attain a score of 70 or more on the appropriate licensing examination to pass.

  • A: Wrong. 60 is below the score Nevada regulation actually requires.
  • C: Wrong. 80 overstates the passing score set by Nevada regulation.
  • D: Wrong. 90 significantly overstates the required passing score.
Source: NAC 683A.270
An applicant passed the Nevada health line exam 18 months ago but never submitted a license application. What is the effect under Nevada rules?
A. The exam result is still valid indefinitely
B. The exam result has expired because it was not used to apply for a license within the required time before application
C. The applicant may still apply but must pay double the license fee
D. The exam result converts automatically into an active license
Show answer and reasoning

Correct answer: B. The exam result has expired because it was not used to apply for a license within the required time before application

Correct. An applicant must have successfully completed the examination within a set period (one year) immediately preceding the date of the license application; an 18-month-old result no longer supports a new application.

  • A: Wrong. Nevada does not treat exam results as indefinitely valid; there is a time limit tied to the license application.
  • C: Wrong. Nevada's rule is about the exam result's validity window, not a doubled fee for using an old exam score.
  • D: Wrong. Passing an exam alone does not create a license; a separate license application and issuance process is still required.
Source: NAC 683A.270
Which of the following is a prerequisite the Nevada Division of Insurance may require as part of a producer license application?
A. A completed set of fingerprints for a background check
B. Proof of a college degree in insurance or finance
C. A personal interview with the Commissioner
D. A minimum of 5 years of prior sales experience in any industry
Show answer and reasoning

Correct answer: A. A completed set of fingerprints for a background check

Correct. NRS 683A.251 and related application procedures require a resident natural person applicant to arrange to have a complete set of fingerprints taken by an authorized entity as part of the licensing process.

  • B: Wrong. Nevada does not condition producer licensure on holding a specific college degree.
  • C: Wrong. A personal interview with the Commissioner is not a standard prerequisite for a routine producer license application.
  • D: Wrong. Nevada's licensing statute does not impose a blanket 5-year general sales experience requirement on applicants.
Source: NRS 683A.251
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (NV)May 2025$49,100/yr

Frequently asked questions

Where can I take a free Nevada Health Insurance practice exam online?
Right here. CertQuestUSA's free Nevada Health Insurance practice exam online is a full 27-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 27-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Health Insurance Producer License (NV) practice test?
27 questions total, split into 3 full papers of 27 each with no repeats across papers.
What topics does the Health Insurance Producer License (NV) test cover?
26 domains, with the heaviest weight on Unfair Claims Practices (7%), Address and Name Change Reporting (4%), and Application Prerequisites (4%).
Where do CertQuestUSA's Health Insurance Producer License (NV) questions come from?
Primarily NRS (74%) and NAC (15%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Health Insurance Producer License (NV) practice test?
Yes -- one full 27-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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