Health Insurance Producer License (KY)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Health Insurance Producer License (KY): a 26-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 26 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily KRS (85%) and 806 KAR 17:290 (15%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

Start diagnostic

3

full papers, no repeats

26

questions per paper

26

questions in the bank

What this exam covers

Continuing Education15%
Health Benefit Plan Provisions42%
Licensing Requirements27%
Producer Conduct15%

5 real sample questions

Under KRS 304.9-020, which term describes the individual or business entity an insurer appoints to sell, solicit, or negotiate insurance on the insurer's behalf?

A. Agent

B. Third-party administrator

C. Utilization reviewer

D. Independent adjuster

Source: KRS 304.9-020

A health insurance producer candidate in Kentucky wants to know what an 'appointment' means for licensing purposes. Which of the following matches the statutory definition?

A. A scheduled appointment with a prospective client to discuss coverage options

B. A notification filed with the Department of Insurance that an insurer has established an agency relationship with the licensee

C. The date on which the producer's exam is scheduled

D. A meeting between the producer and the Department to contest a denied application

Source: KRS 304.9-020

How many hours of prelicensing education must a resident applicant generally complete for a requested line of authority, such as health, under KRS 304.9-105?

A. 40 hours

B. 5 hours

C. 20 hours

D. 60 hours

Source: KRS 304.9-105

Which line of authority is expressly excluded from the prelicensing course-of-study requirement established under KRS 304.9-105?

A. Health insurance

B. Property insurance

C. Variable life and variable annuities

D. Casualty insurance

Source: KRS 304.9-105

A health insurance producer applicant in Kentucky already holds a currently valid, equivalent license from another state. Under KRS 304.9-170, this applicant may be:

A. Exempted from repeating prelicensing education or examination for the equivalent Kentucky line of authority

B. Barred permanently from obtaining a Kentucky license

C. Required to complete double the standard prelicensing hours

D. Ineligible to ever be appointed by a Kentucky-licensed insurer

Source: KRS 304.9-170

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (KY)May 2025$60,880/yr

Frequently asked questions

How many questions are on the CertQuestUSA Health Insurance Producer License (KY) practice test?

26 questions total, split into 3 full papers of 26 each with no repeats across papers.

What topics does the Health Insurance Producer License (KY) test cover?

4 domains, with the heaviest weight on Health Benefit Plan Provisions (42%), Licensing Requirements (27%), and Continuing Education (15%).

Where do CertQuestUSA's Health Insurance Producer License (KY) questions come from?

Primarily KRS (85%) and 806 KAR 17:290 (15%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Health Insurance Producer License (KY)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.