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Free Washington DC Health Insurance Practice Exam Online

Official exam: Health Insurance Producer License (DC)

Take a free Washington DC Health Insurance practice exam online: a full 112-question paper with every answer explained, no sign-up, scored by topic. The full 112-question bank and the timed simulator are $14.99 for 30 days.

First published: September 5, 2026Bank updated: September 5, 2026Published by CertQuestUSA · review process
TL;DR

Health Insurance Producer License (DC): a 112-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 112 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily D.C. Official Code (61%) and D.C. Official Code Title (20%) of this exam's citations.

Take a full practice test free. 112 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
112
questions per paper
112
questions in the bank
What this exam covers
5 real sample questions
Under DC law, which activity requires a health insurance producer license?
A. Soliciting or negotiating health insurance policies for compensation
B. Reading health insurance policy brochures
C. Purchasing individual health coverage for oneself
D. Working as an unlicensed clerical assistant filing paperwork
Show answer and reasoning

Correct answer: A. Soliciting or negotiating health insurance policies for compensation

Correct. Soliciting or negotiating health insurance for compensation requires a DC producer license under §31-1131.03.

  • B: Reading brochures is not a licensed activity.
  • C: Buying one's own coverage does not require a producer license.
  • D: Purely clerical, non-solicitation work does not require licensure.
Source: D.C. Official Code §31-1131.03
Of the 24 CE hours required for a DC major-line producer, how many hours must specifically be ethics coursework?
A. 1 hour
B. 3 hours
C. 6 hours
D. 10 hours
Show answer and reasoning

Correct answer: B. 3 hours

Correct. DC requires 3 of the 24 CE hours to be ethics-specific coursework.

  • A: 1 hour is fewer than the required ethics hours.
  • C: 6 hours exceeds the required ethics-hour minimum.
  • D: 10 hours far exceeds the required ethics-hour minimum.
Source: DISB Continuing Education Requirements
CE credits taken close to a DC producer's license expiration must be completed within how many business days of expiration to count toward that renewal?
A. 5 business days
B. 10 business days
C. 15 business days
D. 30 business days
Show answer and reasoning

Correct answer: C. 15 business days

Correct. DISB CE guidance allows completion within 15 business days of license expiration to count toward renewal.

  • A: 5 business days is shorter than the actual DISB window.
  • B: 10 business days is shorter than the actual DISB window.
  • D: 30 business days exceeds the actual DISB window.
Source: DISB Continuing Education FAQ
CE courses counted toward a DC health insurance producer's renewal must generally be:
A. Taken from any source with no approval needed
B. Approved by DISB or an authorized CE course provider/administrator
C. Only offered by the producer's own insurer
D. Completed entirely without any proctoring or verification
Show answer and reasoning

Correct answer: B. Approved by DISB or an authorized CE course provider/administrator

Correct. Courses must be approved by DISB (or its designated CE administrator) to count toward the requirement.

  • A: CE courses must be approved, not from any unverified source.
  • C: Courses need not come only from the producer's own insurer -- many approved third-party providers exist.
  • D: Approved CE courses involve verification/tracking mechanisms, not zero oversight.
Source: DISB Continuing Education Information
DC law defines 'negotiate' for producer licensing purposes as:
A. Only signing the final insurance contract
B. Conferring directly with an applicant about the substantive benefits, terms, or conditions of a policy
C. Sending a generic marketing email with no policy specifics
D. Only activities performed by an insurer's home office staff
Show answer and reasoning

Correct answer: B. Conferring directly with an applicant about the substantive benefits, terms, or conditions of a policy

Correct. Negotiating means directly discussing substantive policy terms, benefits, or conditions with an applicant.

  • A: Negotiation is broader than merely signing a contract.
  • C: Generic marketing without discussing specific terms does not meet the negotiation definition.
  • D: Negotiation, as defined, is not limited to home-office staff -- it applies to producers dealing with applicants.
Source: D.C. Official Code §31-1131.03(c)
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wageMay 2025$62,280/yr

Frequently asked questions

Where can I take a free Washington DC Health Insurance practice exam online?
Right here. CertQuestUSA's free Washington DC Health Insurance practice exam online is a full 112-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 112-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Health Insurance Producer License (DC) practice test?
112 questions total, split into 3 full papers of 112 each with no repeats across papers.
What topics does the Health Insurance Producer License (DC) test cover?
12 domains, with the heaviest weight on Producer Licensing Scope & Application (8%), Continuing Education (8%), and Examination Requirements (8%).
Where do CertQuestUSA's Health Insurance Producer License (DC) questions come from?
Primarily D.C. Official Code (61%) and D.C. Official Code Title (20%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Health Insurance Producer License (DC) practice test?
Yes -- one full 112-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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