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Free Louisiana Health Insurance Practice Exam Online

Official exam: Health Insurance Producer License (LA)

Take a free Louisiana Health Insurance practice exam online: a full 27-question paper with every answer explained, no sign-up, scored by topic. The full 27-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Health Insurance Producer License (LA): a 27-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 27 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily LDI Producer Licensing Guide (27%) and La. R.S. 22:1964 (20%) of this exam's citations.

Take a full practice test free. 27 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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Want the whole bank for Health Insurance Producer License (LA)? One payment of $14.99 gives you 30 days of full access to this exam. It does not renew. No account needed to buy, and there is a 7-day money-back guarantee.
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3
full papers, no repeats
27
questions per paper
27
questions in the bank
What this exam covers
5 real sample questions
Which line of authority must a Louisiana producer hold to sell individual health insurance policies covering sickness, bodily injury, or accidental death, including disability income benefits?
A. Accident and health or sickness
B. Life
C. Property
D. Casualty
Show answer and reasoning

Correct answer: A. Accident and health or sickness

Correct. R.S. 22:1547 defines the accident and health or sickness line of authority as covering sickness, bodily injury, or accidental death, and it may include disability income benefits.

  • B: The life line of authority covers human lives, endowments, and annuities, not health/sickness coverage.
  • C: Property authority covers direct or consequential loss or damage to property, unrelated to health insurance.
  • D: Casualty authority covers legal liability exposures, not individual health or sickness coverage.
Source: La. R.S. 22:1547
Does Louisiana require completion of a state-approved pre-licensing course before an applicant may sit for the health insurance producer exam?
A. Yes, a mandatory 40-hour course is required for every applicant
B. No, pre-licensing education is not mandated by the state, though a course of study is encouraged
C. Yes, but only for applicants under age 25
D. Yes, but only for non-resident applicants
Show answer and reasoning

Correct answer: B. No, pre-licensing education is not mandated by the state, though a course of study is encouraged

Correct. Louisiana does not require pre-licensing education by statute; applicants are encouraged, but not required, to complete a course of study before the exam.

  • A: Louisiana does not mandate a fixed-hour pre-licensing course as a precondition to sit for the exam.
  • C: There is no age-based pre-licensing education carve-out in Louisiana's producer licensing rules.
  • D: Pre-licensing education is not a mandatory requirement for resident or non-resident applicants in Louisiana.
Source: LDI Producer Licensing Guide
A candidate voluntarily completing pre-licensing coursework for the health line before the Louisiana exam would typically take a course of approximately how many hours if studying health alone (versus combined life & health)?
A. 5 hours
B. 60 hours
C. 20 hours
D. 100 hours
Show answer and reasoning

Correct answer: C. 20 hours

Correct. LDI's guidance identifies a 20-hour course of study for Health insurance alone, versus a 40-hour course covering combined Life & Health.

  • A: 5 hours is far shorter than the course length referenced for the health line.
  • B: 60 hours overstates the referenced course length for the health-only line.
  • D: 100 hours is well beyond the referenced course length for the health-only line.
Source: LDI Producer Licensing Guide
What minimum score must a Louisiana health insurance producer candidate achieve to pass the state licensing exam?
A. 50%
B. 60%
C. 80%
D. 70%
Show answer and reasoning

Correct answer: D. 70%

Correct. Louisiana requires a 70% passing score on producer licensing examinations.

  • A: 50% is below the actual passing threshold LDI requires.
  • B: 60% understates the actual passing threshold LDI requires.
  • C: 80% overstates the actual passing threshold; the requirement is 70%.
Source: LDI Producer Licensing Guide
A Louisiana producer licensed only for accident & health renewing their license must complete how many total hours of continuing education, and how many of those must be ethics?
A. 24 total hours, including 3 hours of ethics
B. 12 total hours, including 1 hour of ethics
C. 30 total hours, including 6 hours of ethics
D. 24 total hours, with no ethics requirement
Show answer and reasoning

Correct answer: A. 24 total hours, including 3 hours of ethics

Correct. R.S. 22:1573 requires 24 hours of CE for accident & health licensees, 3 of which must be approved ethics hours.

  • B: This understates both the total CE hours and the ethics component required by statute.
  • C: This overstates both figures relative to Louisiana's actual 24-hour/3-hour requirement.
  • D: Louisiana's CE rule specifically carves out a mandatory 3-hour ethics component within the 24 total hours.
Source: La. R.S. 22:1573
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (LA)May 2025$55,440/yr

Frequently asked questions

Where can I take a free Louisiana Health Insurance practice exam online?
Right here. CertQuestUSA's free Louisiana Health Insurance practice exam online is a full 27-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 27-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Health Insurance Producer License (LA) practice test?
27 questions total, split into 3 full papers of 27 each with no repeats across papers.
What topics does the Health Insurance Producer License (LA) test cover?
8 domains, with the heaviest weight on Policy Provisions (22%), Health Insurance Products (19%), and Licensing Requirements (19%).
Where do CertQuestUSA's Health Insurance Producer License (LA) questions come from?
Primarily LDI Producer Licensing Guide (27%) and La. R.S. 22:1964 (20%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Health Insurance Producer License (LA) practice test?
Yes -- one full 27-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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