Under 215 ILCS 5/370c and 370c.1, an Illinois group health policy that covers behavioral health treatment must apply financial requirements and treatment limitations to that coverage in what manner relative to medical/surgical benefits?
A. No more restrictive than those applied to medical/surgical benefits
B. At the insurer's discretion, provided a rationale is filed with IDOI
C. At a higher cost-sharing tier only for outpatient behavioral health visits
D. Only for policies that voluntarily elect parity coverage
Source: 215 ILCS 5/370c; 215 ILCS 5/370c.1
Effective January 1, 2026, an amendment to 215 ILCS 5/370c prohibits participating hospitals from requiring what, for admission for inpatient mental health treatment?
A. A copayment exceeding $50
B. Prior authorization for the admission
C. A physician referral
D. A minimum 72-hour observation period
Source: 215 ILCS 5/370c (as amended, eff. Jan. 1, 2026)
Under the definition of "mental, emotional, nervous, or substance use disorder or condition" in 215 ILCS 5/370c.1, coverage parity explicitly extends to which pregnancy-related condition?
A. Gestational diabetes
B. Preeclampsia
C. Postpartum depression
D. Hyperemesis gravidarum
Source: 215 ILCS 5/370c.1
Which limitation does 215 ILCS 5/370c prohibit an insurer from imposing on behavioral health services unless it is equivalently applied to other medical services?
A. Prescription drug formulary tiers
B. Network provider directory requirements
C. Telehealth delivery restrictions
D. Separate annual or lifetime dollar maximums
Source: 215 ILCS 5/370c
Under 215 ILCS 5/356z.14, Illinois's autism spectrum disorder coverage mandate requires diagnosis and treatment coverage for individuals up to what age?
A. Under age 21
B. Under age 18
C. Under age 26
D. No age limit applies
Source: 215 ILCS 5/356z.14
