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Health Insurance Producer (New Jersey)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Health Insurance Producer (New Jersey): a 158-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (54%) and healthcare.gov (16%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
158
questions in the bank
What this exam covers
5 real sample questions
Which New Jersey statute requires an individual health benefits plan to cover screening and diagnosis of autism or other developmental disabilities?
A. N.J.S.A. 17:22A-32
B. N.J.S.A. 26:2S-11
C. N.J.S.A. 17B:26A-13
D. N.J.S.A. 17B:27A-7.16
Source: N.J.S.A. 17B:27A-7.16
Which chapter of the New Jersey Administrative Code houses the IHC Program's rules, including the standard individual health benefit plans?
A. N.J.A.C. 11:1
B. N.J.A.C. 11:17
C. N.J.A.C. 11:21
D. N.J.A.C. 11:20
Source: N.J.A.C. 11:20
New Jersey guarantees the availability of health benefits plans outside the ACA marketplace through two state-created programs. What are they?
A. The Individual Health Coverage (IHC) Program and the Small Employer Health (SEH) Program
B. GetCoveredNJ and the IHCAP
C. The SEH Board and the DOBI Producer Registry
D. NJ FamilyCare and the Medigap Program
Source: N.J.S.A. 17B:27A-2 et seq.; N.J.S.A. 17B:27A-17 et seq.
The New Jersey Individual Health Coverage Program, which sets the rules for individual (non-group) major medical coverage sold in the state, was established by which act?
A. The Health Care Quality Act
B. The Individual Health Insurance Reform Act
C. The New Jersey Insurance Producer Licensing Act of 2001
D. The Small Employer Health Benefits Program Act
Source: N.J.S.A. 17B:27A-2 et seq.
As a condition of transacting small-group business in New Jersey, what must a small employer carrier do under the SEH Act?
A. Offer coverage only to employer groups with more than 50 eligible employees
B. File for individualized Commissioner approval before quoting any small employer
C. Offer every small employer a choice among a defined set of standard health benefit plans
D. Limit its small-group product line to HMO coverage exclusively
Source: N.J.S.A. 17B:27A-19a
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (NJ)May 2025$81,640/yr

Frequently asked questions

How many questions are on the CertQuestUSA Health Insurance Producer (New Jersey) practice test?
158 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Health Insurance Producer (New Jersey) test cover?
13 domains, with the heaviest weight on Health Insurance Basics and Policy Types (16%), Medical Expense, Managed Care, and Cost-Sharing (16%), and Policy Provisions, Renewability, Riders, and Exclusions (16%).
Where do CertQuestUSA's Health Insurance Producer (New Jersey) questions come from?
Primarily content.naic.org (54%) and healthcare.gov (16%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Health Insurance Producer (New Jersey)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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