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Free Pennsylvania Health Insurance Practice Exam Online

Official exam: Health Insurance Producer (Pennsylvania)

Take a free Pennsylvania Health Insurance practice exam online: a full 50-question paper with every answer explained, no sign-up, scored by topic. The full 165-question bank and the timed simulator are $14.99 for 30 days.

First published: September 1, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Health Insurance Producer (Pennsylvania): a 165-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily content.naic.org (53%) and healthcare.gov (16%) of this exam's citations.

Take a full practice test free. 50 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
50
questions per paper
165
questions in the bank
What this exam covers
5 real sample questions
Pennsylvania's autism spectrum disorder coverage mandate at 40 P.S. § 764h requires diagnostic assessment and treatment coverage for covered individuals up to what age?
A. 18
B. under 21
C. 19
D. 26
Show answer and reasoning

Correct answer: B. under 21

  • A: This is not the age threshold stated in 40 P.S. § 764h.
  • C: This is not the age threshold stated in 40 P.S. § 764h.
  • D: This is not the age threshold stated in 40 P.S. § 764h.
Source: 40 P.S. § 764h
40 P.S. § 764h's autism spectrum disorder coverage requirement applies to Pennsylvania health insurance policies issued or renewed on or after July 1, 2009 to employer groups of what minimum size?
A. 2 or more employees
B. 25 or more employees
C. 51 or more employees
D. 100 or more employees
Show answer and reasoning

Correct answer: C. 51 or more employees

  • A: This is not the group-size threshold in 40 P.S. § 764h.
  • B: This is not the group-size threshold in 40 P.S. § 764h.
  • D: This is not the group-size threshold in 40 P.S. § 764h.
Source: 40 P.S. § 764h
Under 40 P.S. § 764c, a Pennsylvania hospital/medical-surgical policy must cover mammographic examinations for women age 40 and older at what minimum frequency?
A. Every 2 years
B. Only when clinically indicated by symptoms
C. Every 18 months
D. Every year
Show answer and reasoning

Correct answer: D. Every year

  • A: This is not the frequency required by 40 P.S. § 764c for women 40 and older.
  • B: 40 P.S. § 764c requires coverage regardless of symptoms for this age group, not only when symptomatic.
  • C: This is not the frequency required by 40 P.S. § 764c for women 40 and older.
Source: 40 P.S. § 764c
Under 40 P.S. § 764h, a Pennsylvania group health insurance policy (issued to a group of 51 or more employees) that provides autism spectrum disorder treatment coverage may set the annual benefit cap at no less than what amount, subject to annual CPI adjustment by the Insurance Commissioner?
A. $36,000
B. $25,000
C. $50,000
D. $100,000
Show answer and reasoning

Correct answer: A. $36,000

  • B: This figure is not the statutory minimum cap set by 40 P.S. § 764h.
  • C: This figure is not the statutory minimum cap set by 40 P.S. § 764h.
  • D: This figure is not the statutory minimum cap set by 40 P.S. § 764h.
Source: 40 P.S. § 764h
Before paying for a screening mammogram under 40 P.S. § 764c, a Pennsylvania insurer must verify what about the service provider?
A. That the provider is licensed under the Mammography Quality Assurance Act
B. That the provider accepts Medicare assignment
C. That the provider is a network in-house facility
D. That the provider has malpractice coverage of at least $1 million
Show answer and reasoning

Correct answer: A. That the provider is licensed under the Mammography Quality Assurance Act

  • B: This is not the verification 40 P.S. § 764c requires before payment.
  • C: This is not the verification 40 P.S. § 764c requires before payment.
  • D: This is not the verification 40 P.S. § 764c requires before payment.
Source: 40 P.S. § 764c
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (PA)May 2025$73,370/yr

Frequently asked questions

Where can I take a free Pennsylvania Health Insurance practice exam online?
Right here. CertQuestUSA's free Pennsylvania Health Insurance practice exam online is a full 50-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 165-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Health Insurance Producer (Pennsylvania) practice test?
165 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Health Insurance Producer (Pennsylvania) test cover?
12 domains, with the heaviest weight on Health Insurance Basics and Policy Types (15%), Medical Expense, Managed Care, and Cost-Sharing (15%), and Policy Provisions, Renewability, Riders, and Exclusions (15%).
Where do CertQuestUSA's Health Insurance Producer (Pennsylvania) questions come from?
Primarily content.naic.org (53%) and healthcare.gov (16%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Health Insurance Producer (Pennsylvania) practice test?
Yes -- one full 50-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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