Effective October 1, 2025, what changed for individuals applying for an insurance producer license in North Carolina, including applicants for the Accident and Health line?
A. Applicants are no longer required to complete prelicensing education before applying for a producer license
B. Applicants must now complete an additional 40 hours of prelicensing education
C. The Accident and Health license was merged into the Life license and can no longer be obtained separately
D. Applicants must now hold a college degree in a health-related field before applying
Source: N.C.G.S. § 58-33-30; S.L. 2025-45 (H.B. 737)
S.L. 2025-45 (House Bill 737), which eliminated NC's producer prelicensing education requirement, was enacted through what kind of legislative bill?
A. A single-topic bill addressing only prelicensing education
B. An omnibus Department of Insurance bill covering multiple, unrelated insurance regulatory provisions
C. A federal preemption directive adopted into state law
D. An emergency rule issued directly by the Insurance Commissioner without legislative action
Source: S.L. 2025-45 (H.B. 737)
A person submits an application for an NC Accident and Health producer license on September 20, 2025. Under S.L. 2025-45, does the prelicensing education repeal apply to this application?
A. Yes, because the bill took effect the day it was signed by the Governor
B. Yes, the repeal applies retroactively to all pending applications regardless of submission date
C. No, the repeal applies only to applications submitted on or after October 1, 2025, so this applicant is still subject to the prior prelicensing education requirement
D. No, the repeal never applies to the Accident and Health line specifically
Source: N.C.G.S. § 58-33-30; S.L. 2025-45 (H.B. 737)
Before S.L. 2025-45 took effect, which NC agency's statute governed the prelicensing education requirement that was subsequently removed for producer applicants?
A. The NC Board of Education's professional standards commission
B. A federal statute enforced by the U.S. Department of Health and Human Services
C. The Secretary of State's business licensing division
D. N.C.G.S. § 58-33-30, administered by the North Carolina Department of Insurance
Source: N.C.G.S. § 58-33-30
S.L. 2025-45 also addressed resident applicants for which other NC supplementary license, beyond the general producer license, when it removed the prescribed-instruction requirement in G.S. § 58-33-30?
A. Medicare supplement and long-term care supplementary license
B. Surplus lines broker license
C. Public adjuster license
D. Title insurance agency license
Source: S.L. 2025-45 (H.B. 737)
