Health Insurance Producer License (IN)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Health Insurance Producer License (IN): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily I.C. (45%) and 42 U.S.C. (38%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

30

questions per paper

30

questions in the bank

What this exam covers

Aca Marketplace Rules40%
Group Vs Individual Market20%
Health Insurance Producer Licensing23%
Healthy Indiana Plan17%

5 real sample questions

What is the primary purpose of the Healthy Indiana Plan (HIP) in Indiana's Medicaid program?

A. To serve as a voluntary dental insurance program for low-income families

B. To provide supplemental insurance coverage only to elderly beneficiaries

C. To replace traditional Medicare coverage for all Indiana residents

D. To expand Medicaid coverage to non-elderly adults and promote personal responsibility through POWER accounts

Source: I.C. 27-1-15.6

Under ACA marketplace rules, which of the following is required to be included in all qualified health plans sold on the exchange?

A. Essential health benefits as defined by the Centers for Medicare and Medicaid Services

B. Unlimited out-of-pocket costs for prescription medications

C. Coverage of cosmetic procedures with no cost-sharing

D. Mandatory dental coverage at no premium cost

Source: Patient Protection and Affordable Care Act, 42 U.S.C. § 18001 et seq.

Which of the following best describes the requirement for an Indiana health insurance producer seeking appointment?

A. Holding a current driver's license and passing a medical examination

B. Passing a background check and obtaining a valid appointment from an insurer or broker-dealer

C. Completing only online training with no examination requirement

D. Registering with the federal government prior to state licensing

Source: I.C. 27-1-15.7

Which market rule applies specifically to individual health insurance policies under Indiana law?

A. Group coverage rules apply equally; all plans must follow employer contribution requirements

B. Individual market policies may exclude coverage based on pre-existing conditions if purchased before 2014

C. Guaranteed issue protection and prohibition on denial for pre-existing conditions apply to both individual and group markets

D. Individual market plans are not subject to any state-level rate regulation or filing requirements

Source: I.C. 27-2-1 et seq. and I.C. 27-1-15 et seq.

What is a qualified health plan (QHP) on the ACA marketplace?

A. A coverage option available only to individuals over age 65

B. Any insurance policy sold by any carrier without state approval

C. A group employee benefit plan that receives preferential federal tax treatment

D. A health plan that meets ACA standards, covers essential health benefits, and is offered through an approved exchange

Source: 42 U.S.C. § 18031 (ACA §1321)

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (IN)May 2025$61,360/yr

Frequently asked questions

How many questions are on the CertQuestUSA Health Insurance Producer License (IN) practice test?

30 questions total, split into 3 full papers of 30 each with no repeats across papers.

What topics does the Health Insurance Producer License (IN) test cover?

4 domains, with the heaviest weight on Aca Marketplace Rules (40%), Health Insurance Producer Licensing (23%), and Group Vs Individual Market (20%).

Where do CertQuestUSA's Health Insurance Producer License (IN) questions come from?

Primarily I.C. (45%) and 42 U.S.C. (38%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Health Insurance Producer License (IN)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.