Free Arkansas Health Insurance Practice Exam Online

Correct answer: A. 20 hours

Correct. AID Rule 31 requires a minimum of 20 hours of instruction for each line of authority, including health, before an applicant may sit for the corresponding Arkansas licensing exam.

• B: Incorrect. Forty hours overstates the 20-hour minimum Rule 31 sets for a single line of authority such as health.
• C: Incorrect. Five hours understates the total pre-license requirement; that figure instead corresponds to the required Arkansas laws-and-rules content within the 20-hour course.
• D: Incorrect. Rule 31 does impose a pre-license education requirement for the health line; it is not exam-only.

Correct answer: B. 5 hours

Correct. Rule 31 requires 5 of the 20 total pre-license hours for each line, including health, to specifically cover Arkansas insurance laws and rules.

• A: Incorrect. Fifteen hours overstates the Arkansas-law-specific portion of the 20-hour course under Rule 31.
• C: Incorrect. One hour is the amount of the 20-hour course Rule 31 dedicates to ethics, not to Arkansas laws and rules.
• D: Incorrect. Rule 31 makes the Arkansas laws-and-rules component mandatory within the 20-hour course; it is not optional.

Correct answer: C. 1 hour

Correct. Every 20-hour Rule 31 pre-license course, regardless of line of authority, includes a mandatory 1-hour ethics block.

• A: Incorrect. Ten hours substantially overstates the 1-hour ethics component that Rule 31 mandates within the 20-hour course.
• B: Incorrect. Five hours is the amount devoted to Arkansas laws and rules under Rule 31, not the ethics-specific block.
• D: Incorrect. Rule 31 specifically mandates a 1-hour ethics block as part of every line's pre-license course; it is not absent from the curriculum.

Correct answer: D. 24 total hours, including at least 3 hours of ethics

Correct. Rule 50 requires producers, including those holding a health line of authority, to complete a minimum of 24 hours of continuing education per two-year renewal cycle, with at least 3 of those hours in ethics.

• A: Incorrect. Twelve total hours with only 1 ethics hour understates both figures set by Rule 50.
• B: Incorrect. Rule 50 specifically requires an ethics component within the 24-hour total; it does not omit ethics.
• C: Incorrect. Fifty total hours with 10 ethics hours substantially overstates the actual Rule 50 requirement.

Correct answer: A. 24 hours total, the same as a producer holding only one line of authority

Correct. Under Rule 50, holding more than one line of authority, such as health and life together, does not double the continuing education obligation; the producer's total CE requirement remains 24 hours for the renewal cycle.

• B: Incorrect. Rule 50 does not require doubling CE hours for a second line of authority; the 24-hour total applies regardless of how many lines the producer holds.
• C: Incorrect. There is no per-line CE allocation requirement of this kind under Rule 50; the requirement is a single 24-hour total covering the producer's license as a whole.
• D: Incorrect. Rule 50's CE cycle is the standard two-year renewal period, not a three-period spread, and the total remains 24 hours.