Under K.S.A. § 40-4903, which of the following is classified as one of the 'major lines' of authority for a Kansas insurance producer license, alongside Life, Property, Casualty, and Personal lines?
A. Accident and health or sickness insurance
B. Bail bond insurance
C. Self-service storage unit insurance
D. Travel insurance
Show answer and reasoning
Correct answer: A. Accident and health or sickness insurance
Correct. K.S.A. § 40-4903 lists Accident and Health or Sickness as one of the major lines of authority, together with Life, Property, Casualty, and Personal lines; each major line carries the full 18-hour biennial CE requirement.
- B: Bail bond is one of the limited lines enumerated in K.S.A. § 40-4903, with its own reduced CE structure, not a major line.
- C: Self-service storage unit insurance is a limited line under the statute, carrying a reduced or waived CE obligation rather than major-line status.
- D: Travel insurance is a limited line under K.S.A. § 40-4903, not one of the major lines that trigger the full 18-hour CE requirement.
Source: K.S.A. § 40-4903
Before scheduling the Accident and Health or Sickness producer licensing examination in Kansas, must a candidate first complete a state-mandated number of pre-licensing education hours?
A. Yes, 40 hours of pre-licensing education is required before the exam may be scheduled
B. No, Kansas does not require pre-licensing education hours before the exam
C. Yes, but only 20 hours, half of the CE renewal requirement
D. Yes, but only for the combined Life and Accident and Health exam
Show answer and reasoning
Correct answer: B. No, Kansas does not require pre-licensing education hours before the exam
Correct. Per the Kansas Department of Insurance, 'Kansas does not have a pre-licensing education requirement,' meaning a candidate may sit for the Accident and Health exam without completing any state-mandated prep hours, though study is advisable.
- A: The Kansas Department of Insurance's exam study-materials guidance states Kansas has no such 40-hour mandate before an exam can be scheduled.
- C: There is no 20-hour pre-licensing requirement tied to the CE hour count; Kansas simply imposes no pre-licensing hour mandate at all.
- D: The absence of a pre-licensing hour mandate is not limited to the combined exam; it applies to standalone line exams, including the standalone Accident and Health exam, as well.
Source: Kansas Insurance Department, Producer Examinations (insurance.kansas.gov/licensing/producer-examinations)
In Kansas, how may a candidate take the Accident and Health or Sickness producer examination?
A. Only as part of a mandatory combined exam with Property and Casualty
B. Only as a standalone exam; Kansas does not permit combined examinations
C. As an individual exam, or combined with the Life exam, or combined with Property, Casualty and Allied Lines
D. Only combined with the Life exam; no standalone Accident and Health exam is offered
Show answer and reasoning
Correct answer: C. As an individual exam, or combined with the Life exam, or combined with Property, Casualty and Allied Lines
Correct. The Kansas Department of Insurance lists the Accident and Health or Sickness exam as available individually or in combined examinations with Life, or with Property, Casualty and Allied Lines.
- A: Combining with Property and Casualty is one option, not a mandatory pairing; the Accident and Health exam is not forced into that combination.
- B: Kansas does permit combined examinations for these major lines, so 'standalone only' misstates the Department's exam structure.
- D: A standalone Accident and Health exam is in fact offered; pairing with Life is optional, not the only path.
Source: Kansas Insurance Department, Producer Examinations (insurance.kansas.gov/licensing/producer-examinations)
A Kansas candidate registers through Pearson VUE for the combined Life and Accident and Health producer examination, a major-line combination exam. What is the examination fee?
A. $57, the fee for a limited-line/single exam
B. $40, matching the nonresident license application fee
C. $10, matching the resident license application fee
D. $64, the fee for a major-line combination exam
Show answer and reasoning
Correct answer: D. $64, the fee for a major-line combination exam
Correct. The Kansas Department of Insurance's examination page states major-line combination exams cost $64, while limited-line/single exams cost $57.
- A: $57 is the fee the Department publishes for a limited-line or single-line exam, not for a major-line combination exam like Life plus Accident and Health.
- B: $40 is the nonresident producer license application fee, an unrelated charge from the exam fee schedule.
- C: $10 is the resident producer license application fee, not the examination fee.
Source: Kansas Insurance Department, Producer Examinations (insurance.kansas.gov/licensing/producer-examinations)
A candidate passes the Kansas Accident and Health or Sickness producer examination but delays submitting a license application. How long does the Kansas Department of Insurance treat that passing score as valid?
A. Two years from the date of examination
B. 90 days from the exam date
C. 6 months from the exam date
D. Indefinitely; passing scores never expire
Show answer and reasoning
Correct answer: A. Two years from the date of examination
Correct. The Department's resident licensing checklist states licensing test scores are valid for two years from the date of examination.
- B: 90 days understates the actual validity window the Department publishes for exam scores.
- C: 6 months also understates the two-year window the Department actually allows.
- D: Scores are not indefinitely valid; the Department applies a fixed two-year expiration from the exam date.
Source: Kansas Insurance Department, Resident Producer Licensing (insurance.kansas.gov/licensing/resident-producer-licensing)
