Free Connecticut Health Insurance Practice Exam Online

Correct answer: D. 3 hours

Correct. A minimum of three of the 24 CE credit hours per biennium must be in Connecticut insurance law and regulations, or ethics.

• A: 6 hours is the minimum required per line of authority, not the specific law/ethics carve-out.
• B: 12 hours substantially overstates the specific law/ethics minimum within the total requirement.
• C: 1 hour understates the minimum law/regulations/ethics carve-out within the 24-hour total.

Correct answer: A. Accident and Health (Sickness) line

Correct. Selling health insurance in Connecticut requires the Accident and Health (Sickness) line of authority on the individual producer license.

• B: The surplus lines line authorizes placing business with non-admitted insurers and is unrelated to standard health insurance sales.
• C: The property line authorizes producers to transact property insurance, not accident and health products.
• D: The casualty line covers liability-type exposures and does not authorize accident and health sales.

Correct answer: B. 20 hours

Correct. Connecticut requires 20 hours of prelicensing education for each line of authority, including Accident and Health, before an applicant can sit for the licensing exam.

• A: 10 hours understates Connecticut's actual prelicensing hour requirement for this line.
• C: 40 hours overstates the requirement for producer prelicensing; that figure corresponds to a different licensing course length (the public adjuster course), not the health producer prelicensing requirement.
• D: Prelicensing education is required in Connecticut before the exam; it is not waived.

Correct answer: C. 1 year

Correct. A Connecticut prelicensing education certificate is generally valid for one year, within which the applicant must sit for and pass the exam.

• A: 30 days is far shorter than the actual validity period Connecticut allows for a prelicensing certificate.
• B: 6 months understates the certificate's validity window.
• D: 5 years overstates the certificate's validity; it does not remain usable that long.

Correct answer: D. A general insurance product knowledge section and a Connecticut-specific state laws, rules, and regulations section

Correct. The exam combines a general section testing basic insurance product knowledge with a state-specific section covering Connecticut laws, rules, regulations, and practices unique to the state.

• A: The exam is not structured around federal tax or ERISA law as its two sections; it tests general insurance knowledge plus Connecticut-specific law.
• B: The exam is not state-law-only; it includes a general product knowledge section alongside the state law section.
• C: The Connecticut producer exam is a computer-based, multiple-choice test, not an oral interview or essay format.