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Life, Accident & Health Insurance Producer License (MD)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life, Accident & Health Insurance Producer License (MD): a 33-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 33 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily Md. Code (52%) and COMAR (24%) of this exam's citations.

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3
full papers, no repeats
33
questions per paper
33
questions in the bank
What this exam covers
5 real sample questions
For the combined life-health line, what is the baseline age qualification an individual applicant must meet?
A. At least 18 years of age
B. At least 21 years of age
C. At least 25 years of age
D. There is no minimum age requirement
Source: Md. Code, Ins. § 10-105
A producer holding the combined life, accident & health line of authority must renew the Maryland license on what cycle?
A. Every 2 years
B. Every year
C. Every 3 years
D. Every 6 years
Source: Md. Code, Ins. § 10-115
A Maryland applicant seeking a combined 'Life, Accident & Health' line of authority must satisfy the qualification standards of which statute?
A. Insurance Article § 10-105, covering life, health, and annuity lines
B. Insurance Article § 10-121, covering title insurance producers
C. Insurance Article § 10-119, covering nonresident producers exclusively
D. There is no combined life-health line; Maryland requires two entirely separate licenses
Source: Md. Code, Ins. § 10-105
A combined life-health producer must complete continuing education covering which lines?
A. CE hours relevant to each kind or subdivision of insurance for which the producer holds a license, subject to the overall 24-hour cap
B. Only life-related CE, since health CE is waived for combined licensees
C. Only health-related CE, since life CE is waived for combined licensees
D. No CE is required for combined-line producers
Source: Md. Code, Ins. § 10-116; COMAR 31.03.02.03
How many minutes of instruction generally qualify for one hour of continuing education credit under Maryland's CE regulation?
A. 50 minutes
B. 30 minutes
C. 75 minutes
D. 90 minutes
Source: COMAR 31.03.02.03
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (MD)May 2025$58,300/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life, Accident & Health Insurance Producer License (MD) practice test?
33 questions total, split into 3 full papers of 33 each with no repeats across papers.
What topics does the Life, Accident & Health Insurance Producer License (MD) test cover?
15 domains, with the heaviest weight on Life Insurance Products (12%), Licensing Renewal Ce (9%), and Medicare Supplement (9%).
Where do CertQuestUSA's Life, Accident & Health Insurance Producer License (MD) questions come from?
Primarily Md. Code (52%) and COMAR (24%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life, Accident & Health Insurance Producer License (MD)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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