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Life, Accident & Health Insurance Producer License (AR)

First published: September 3, 2026Last verified: September 3, 2026Reviewed by the CertQuestUSA team
TL;DR

Life, Accident & Health Insurance Producer License (AR): a 24-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 24 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily AID Rule (55%) and Ark. Code Ann. (45%) of this exam's citations.

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3
full papers, no repeats
24
questions per paper
24
questions in the bank
What this exam covers
5 real sample questions
An Arkansas resident producer holding combined life and health (life and/or accident and health) lines of authority must complete, each two-year renewal cycle, a minimum of:
A. 24 hours of CE, including at least 3 hours of ethics
B. 10 hours of CE with no ethics requirement
C. 16 hours of CE, including 1 hour of ethics
D. 24 hours of CE, with ethics optional
Source: AID Rule 50 § 4.A (054.00.15 Ark. Code R. 012)
For an Arkansas life and health producer, the continuing education renewal cycle is:
A. Every five years
B. Every two years, ending on the last day of the licensee's birth month
C. Every three years
D. Every year, on the license issue date
Source: AID Rule 50 (054.00.15 Ark. Code R. 012)
Under AID Rule 31, an applicant for an Arkansas life line of authority must complete a minimum 20-hour prelicensing course. Which single topic, or pair of topics, receives the largest hour allocation after "State Insurance Laws and Rules"?
A. Annuity Contracts (3 hours)
B. Ethics (1 hour)
C. Life Insurance Basics, and Life Insurance Policies/Policy Options/Provisions (5 hours each)
D. Introduction to Insurance (1 hour)
Source: AID Rule 31 § 5.a.1
Within Arkansas's 20-hour life-line prelicensing curriculum under Rule 31, "Annuity Contracts" is allocated how many hours?
A. 5 hours
B. 2 hours
C. 1 hour
D. 3 hours
Source: AID Rule 31 § 5.a.1
Arkansas's 20-hour accident and health (A&H) prelicensing curriculum under Rule 31 devotes its largest non-state-law block to:
A. Health Insurance Policy Provisions (3 hours)
B. Ethics (1 hour)
C. Health Maintenance Organizations (1 hour)
D. Group Insurance (1 hour)
Source: AID Rule 31 § 5.a.2
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (AR)May 2025$56,720/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life, Accident & Health Insurance Producer License (AR) practice test?
24 questions total, split into 3 full papers of 24 each with no repeats across papers.
What topics does the Life, Accident & Health Insurance Producer License (AR) test cover?
7 domains, with the heaviest weight on prelicense-education (33%), free-look-grace-period (21%), and producer-continuing-education (17%).
Where do CertQuestUSA's Life, Accident & Health Insurance Producer License (AR) questions come from?
Primarily AID Rule (55%) and Ark. Code Ann. (45%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life, Accident & Health Insurance Producer License (AR)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Composing your paper...