Free Arkansas Life Accident Health Practice Test Online

Correct answer: A. 24 hours of CE, including at least 3 hours of ethics

Correct. Rule 50 Section 4.A requires 24 hours of CE per biennial cycle, including at least 3 hours of ethics, for life and health producers.

• B: 10 hours understates the requirement, and ethics is not optional under Rule 50.
• C: 16 hours with a 1-hour ethics minimum describes an earlier, since-superseded structure; the current requirement is higher on both counts.
• D: 24 hours is correct, but ethics is mandatory, not optional; at least 3 of the 24 hours must be ethics.

Correct answer: B. Every two years, ending on the last day of the licensee's birth month

Correct. Rule 50 sets a biennial CE cycle ending on the last day of the licensee's birth month.

• A: The cycle is two years, not five.
• C: The cycle is two years, not three.
• D: Arkansas's cycle is not annual or tied to the license issue date; it is biennial and tied to birth month.

Correct answer: C. Life Insurance Basics, and Life Insurance Policies/Policy Options/Provisions (5 hours each)

Correct. Rule 31 Section 5.a.1 allocates 5 hours each to Life Insurance Basics and to Life Insurance Policies, Policy Options, and Policy Provisions, tying State Insurance Laws and Rules as the largest blocks in the 20-hour life curriculum.

• A: Annuity Contracts is allocated 3 hours, smaller than the 5-hour Life Insurance Basics and Life Policies blocks.
• B: Ethics is only a 1-hour component, the smallest listed block.
• D: Introduction to Insurance is only a 1-hour component, smaller than several other blocks in the curriculum.

Correct answer: D. 3 hours

Correct. Rule 31 Section 5.a.1 allocates 3 hours to Annuity Contracts within the 20-hour life curriculum.

• A: 5 hours overstates the Annuity Contracts allocation; that larger figure matches Life Insurance Basics and Life Policies instead.
• B: 2 hours is not the figure used in Rule 31's life curriculum for Annuity Contracts.
• C: 1 hour understates the Annuity Contracts allocation; that figure matches the Introduction to Insurance or Ethics blocks instead.

Correct answer: A. Health Insurance Policy Provisions (3 hours)

Correct. Rule 31 Section 5.a.2 allocates 3 hours to Health Insurance Policy Provisions, the largest non-state-law block in the 20-hour A&H curriculum.

• B: Ethics is only a 1-hour component of the A&H curriculum.
• C: Health Maintenance Organizations is only a 1-hour component of the A&H curriculum.
• D: Group Insurance is only a 1-hour component of the A&H curriculum.