Free Kansas Life Accident Health Practice Test Online

Correct answer: A. 18 years old

Correct. The Kansas Department of Insurance requires resident producer applicants, including those seeking Life and Accident and Health authority, to be at least 18 years old.

• B: 21 is not the Kansas minimum age for a producer license; Kansas sets the threshold at 18.
• C: 19 is not the Kansas minimum age for a producer license; Kansas sets the threshold at 18.
• D: Kansas does impose a minimum age requirement of 18 for resident producer applicants; it is not unrestricted.

Correct answer: B. Kansas has no pre-licensing education requirement; an applicant may sit for the exam without completing a prescribed course of study

Correct. The Kansas Department of Insurance's examination guidance confirms Kansas does not have a pre-licensing education requirement, so a candidate may register for the exam without completing a prescribed course.

• A: Kansas does not impose a per-line pre-license education hour requirement; no such requirement exists in Kansas.
• C: The absence of a pre-licensing education requirement in Kansas applies across lines of authority, not selectively to one line.
• D: Kansas does not impose a 40-hour pre-license education mandate; the Department's own examination page states Kansas has no pre-licensing education requirement.

Correct answer: C. A Certificate of Tax Clearance

Correct. Kansas resident producer applicants must apply for a Certificate of Tax Clearance from the Kansas Department of Revenue and upload it to the NIPR Attachment Warehouse before the application will be processed.

• A: A withholding tax registration certificate is not the document required; it is unrelated to the individual producer application.
• B: Certificates of good standing apply to business entities generally, not to the specific tax-clearance document KDOI requires from individual applicants.
• D: A sales tax exemption certificate is unrelated to insurance producer licensing and is not part of the KDOI application checklist.

Correct answer: D. $10 application fee and $60 criminal background check processing fee

Correct. At the time of application, Kansas requires a $10 application fee and a $60 criminal background check processing fee, both paid by credit card or electronic check and both nonrefundable.

• A: A flat $25 application-only fee is not the Kansas fee structure; Kansas separates the $10 application fee from the $60 background check fee.
• B: The figures are reversed and incorrect; Kansas charges $10 for the application and $60 for the background check, not $100 and $10.
• C: Kansas requires both fees to be paid at the time of application submission, not deferred until license issuance.

Correct answer: A. Two years from the date of examination

Correct. The Kansas Department of Insurance states that licensing test scores are valid for two years from the date of examination.

• B: One year understates the Kansas validity period; the correct period is two years.
• C: Kansas exam scores do expire; they are valid for two years, not indefinitely.
• D: Six months understates the Kansas validity period for exam scores.