Free Illinois Life and Health Practice Exam Online

Correct answer: D. The Deficit Reduction Act of 2005, Title VI, Section 6021

• A: The ACA is not the federal authorization behind the LTC Partnership Program.
• B: HIPAA governs portability and privacy, not the LTC Partnership Program's federal basis.
• C: The Older Americans Act is unrelated to the statutory basis for this partnership program.

Correct answer: D. 96 hours

• A: 24 hours understates the statutory minimum.
• B: 48 hours understates the statutory minimum.
• C: 72 hours understates the statutory minimum.

Correct answer: D. The attending physician

• A: The statute's protection is not framed around the billing department.
• B: The plan's own medical director is not the protected party under this provision; the statute protects the treating physician's clinical decision.
• C: The employer is not the party the statute protects from penalty for authorizing the required stay.

Correct answer: D. Assets or resources are disregarded for Medicaid eligibility purposes in an amount equal to the insurance benefit payments made under the qualified policy

• A: Asset disregard is not an underwriting age waiver.
• B: This describes a pre-existing condition limitation concept, not the defined term 'asset disregard.'
• C: Asset disregard is a Medicaid eligibility concept, not a producer application-verification shortcut.

Correct answer: B. The Illinois Department of Healthcare and Family Services

• A: IDOI regulates insurers generally but is not named as the administering agency for this specific program.
• C: The Department of Public Health is not the administering agency under the statute.
• D: The Department on Aging is not the administering agency under the statute.