What is the official Florida DFS "Type and Class" name for the combined license that authorizes a producer to transact life insurance, annuities (fixed and variable), and health insurance?
A. 2-15 Resident Health & Life (Including Annuities & Variable Contracts) Agent License
B. 2-14 Life Including Variable Annuity Agent License
C. 2-40 Health Agent License
D. 5-215 Life and Health Insurance Adjuster License
Source: Florida Department of Financial Services, Division of Insurance Agent and Agency Services - Bureau of Licensing, "Resident Health & Life (Including Annuities & Variable Contracts) Agent License" (2-15 license summary, myfloridacfo.com); Fla. Stat. §§ 626.015, 626.785
A funeral establishment contracts with a life insurance agent to sell a preneed contract covering final disposition or burial expenses under s. 626.785, F.S. What is the maximum face amount of insurance the agent may sell under this limited exception?
A. $15,000
B. $21,000
C. $25,000
D. $50,000
Source: Fla. Stat. § 626.785; DFS "2-15 Resident Health & Life" license summary (myfloridacfo.com)
Under s. 626.431(3), F.S., how long may a Florida 2-15 license remain valid without being appointed by an insurer before it expires?
A. 12 months
B. 24 months
C. 48 months
D. 36 months
Source: Fla. Stat. § 626.431(3); DFS "2-15 Resident Health & Life" license summary (myfloridacfo.com)
Which of the following, per DFS's published 2-15 licensing steps, allows an applicant to become EXEMPT from Florida's state licensing examination?
A. Having sold insurance in any state for 10+ years
B. Passing NAIC's national exam
C. Completing 20 hours of Florida-specific continuing education
D. Holding an original letter from the American College of Financial Services certifying award of the Chartered Life Underwriter (CLU) designation
Source: DFS "2-15 Resident Health & Life" license summary, Step 2 (myfloridacfo.com)
Under the standard pre-licensing pathway for the Florida 2-15 license, an applicant must complete an approved insurance course covering life, health, and variable annuity insurance totaling how many hours?
A. 60 hours
B. 40 hours
C. 50 hours
D. 90 hours
Source: DFS "2-15 Resident Health & Life" license summary, Step 2 (myfloridacfo.com)
