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Life, Accident & Health Insurance Producer License (DC)

First published: September 5, 2026Last verified: September 5, 2026Reviewed by the CertQuestUSA team
TL;DR

Life, Accident & Health Insurance Producer License (DC): a 104-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 104 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily NH Insurance Dept./PSI Candidate Bulletin (73%) and D.C. Official Code (15%) of this exam's citations.

Weighting for the Life-insurance domains (insurance regulation, general insurance, life basics, life policies, life provisions/riders) reflects the DISB/Pearson VUE published content outline percentages for the Life-only exam series. No official published percentage breakdown was located for the combined Life, Accident & Health series itself, or for its Accident & Health and DC-state-law components, so those domains are weighted equally among themselves within a 30% (A&H) / 20% (DC state law) share of the exam, consistent with the standard national content-outline structure used across DISB-regulated lines.
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3
full papers, no repeats
104
questions per paper
104
questions in the bank
What this exam covers
5 real sample questions
An insurer's authorization to transact business in a given state, issued by that state's insurance department, is known as a:
A. Binder
B. Certificate of authority
C. Producer appointment
D. Reinsurance treaty
Source: NH Insurance Dept./PSI Candidate Bulletin, Life Producer Exam 12-61, Insurance Regulation
An insurer owned by its policyholders, who share in dividends and voting rights, is organized as a:
A. Stock insurer
B. Mutual insurer
C. Reciprocal exchange
D. Risk retention group
Source: NH Insurance Dept./PSI Candidate Bulletin, Life Producer Exam 12-61, Insurance Regulation
A producer who deceives a client into believing a policy has different benefits than it actually provides has likely engaged in:
A. Twisting
B. Misrepresentation
C. Rebating
D. Coinsurance
Source: NH Insurance Dept./PSI Candidate Bulletin, Life Producer Exam 12-61, Insurance Regulation
A statement made by an applicant on an insurance application that is guaranteed to be literally true is called a:</br>
A. Representation
B. Warranty
C. Waiver
D. Estoppel
Source: NH Insurance Dept./PSI Candidate Bulletin, Life Producer Exam 12-61, General Insurance
Which type of life insurance provides coverage for a specified period, with no cash value accumulation?
A. Whole life
B. Term life
C. Universal life
D. Variable life
Source: NH Insurance Dept./PSI Candidate Bulletin, Life Producer Exam 12-61, Life Insurance Basics
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wageMay 2025$62,280/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life, Accident & Health Insurance Producer License (DC) practice test?
104 questions total, split into 3 full papers of 104 each with no repeats across papers.
What topics does the Life, Accident & Health Insurance Producer License (DC) test cover?
15 domains, with the heaviest weight on Life Policy Provisions, Options & Riders (16%), Life Insurance Basics (13%), and Insurance Regulation (Life) (10%).
Where do CertQuestUSA's Life, Accident & Health Insurance Producer License (DC) questions come from?
Primarily NH Insurance Dept./PSI Candidate Bulletin (73%) and D.C. Official Code (15%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life, Accident & Health Insurance Producer License (DC)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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