Life & Health Insurance Producer License (IN)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Life & Health Insurance Producer License (IN): a 35-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 35 questions each with no repeats, every question citing the real regulation it comes from.

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3

full papers, no repeats

35

questions per paper

35

questions in the bank

What this exam covers

Accident Health Insurance23%
Continuing Education9%
Life Policy Provisions29%
Producer Ethics26%
Producer Licensing14%

5 real sample questions

An insurance producer in Indiana must comply with the regulations established by the Department of Insurance. Which of the following best describes the primary purpose of Indiana's insurance producer licensing system?

A. To ensure producers can generate maximum commissions

B. To allow unlimited marketing practices in the insurance industry

C. To provide free insurance education to all applicants

D. To protect consumers by establishing qualification requirements and standards of conduct for insurance producers

Source: 27-1-15.6-1

Under Indiana Code 27-1-15.6, the term 'insurance producer' is defined to include individuals who do which of the following?

A. Only handle claims for existing policyholders

B. Solicit, negotiate, or procure contracts of insurance on behalf of another for a commission or other consideration

C. Exclusively work for insurance companies without client contact

D. Provide only investment advice unrelated to insurance products

Source: 27-1-15.6-2

An insurance producer is prohibited from which of the following conducts under Indiana law?

A. Providing accurate information about policy terms to clients

B. Intentionally misrepresenting the terms of an actual or proposed insurance contract

C. Helping clients understand their coverage options

D. Maintaining professional relationships with clients

Source: 27-1-15.6-12

Which of the following actions would constitute grounds for disciplinary action against an Indiana insurance producer?

A. Forging another person's name to an insurance application or related document

B. Disclosing client information with proper authorization

C. Complying with all continuing education requirements

D. Reporting accurate information on license applications

Source: 27-1-15.6-12

How many total hours of continuing education must a resident Indiana insurance producer complete for license renewal?

A. 12 hours every two years

B. 24 hours every two years

C. 48 hours annually

D. 6 hours annually

Source: 27-1-15.7-2

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (IN)May 2025$61,360/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life & Health Insurance Producer License (IN) practice test?

35 questions total, split into 3 full papers of 35 each with no repeats across papers.

What topics does the Life & Health Insurance Producer License (IN) test cover?

5 domains, with the heaviest weight on Life Policy Provisions (29%), Producer Ethics (26%), and Accident Health Insurance (23%).

Is there a free diagnostic for Life & Health Insurance Producer License (IN)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.