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Life, Accident & Health Insurance Producer License (KY)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life, Accident & Health Insurance Producer License (KY): a 27-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 27 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily KRS (67%) and 806 KAR 9:025 (17%) of this exam's citations.

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3
full papers, no repeats
27
questions per paper
27
questions in the bank
What this exam covers
5 real sample questions
An applicant wants to obtain the combined life and health line of authority in Kentucky. Approximately how many total pre-licensing education hours should the applicant expect to complete before sitting for the examination?
A. 20 hours
B. 40 hours
C. 60 hours
D. 100 hours
Source: 806 KAR 9:025
Under Kentucky law, what must an individual obtain before selling, soliciting, or negotiating life, accident, and health insurance products in the state?
A. An insurance producer license issued by the Kentucky Department of Insurance
B. A registered investment advisor designation
C. A pharmacy technician certification
D. Nothing, provided the individual only sells to family members
Source: KRS 304.9-020
How many hours of commissioner-approved pre-licensing education must an applicant complete for the combined life and health line of authority in Kentucky?
A. 40 hours
B. 60 hours
C. 80 hours
D. 20 hours
Source: 806 KAR 9:025
What minimum score must an applicant achieve to pass the Kentucky life and health producer licensing examination?
A. 60% of questions answered correctly
B. 65% of questions answered correctly
C. 70% of questions answered correctly
D. 75% of questions answered correctly
Source: 806 KAR 9:025
A licensed Kentucky life and health producer must complete how many hours of continuing education during each two-year license period, including how many hours of ethics?
A. 24 hours total, including 3 hours of ethics
B. 30 hours total, including 5 hours of ethics
C. 40 hours total, including 8 hours of ethics
D. 16 hours total, including 2 hours of ethics
Source: 806 KAR 9:310
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (KY)May 2025$60,880/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life, Accident & Health Insurance Producer License (KY) practice test?
27 questions total, split into 3 full papers of 27 each with no repeats across papers.
What topics does the Life, Accident & Health Insurance Producer License (KY) test cover?
14 domains, with the heaviest weight on Life Insurance Contract Provisions (22%), Guaranty Association (11%), and Health Insurance Policy Types (11%).
Where do CertQuestUSA's Life, Accident & Health Insurance Producer License (KY) questions come from?
Primarily KRS (67%) and 806 KAR 9:025 (17%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life, Accident & Health Insurance Producer License (KY)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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