Which statement correctly describes Iowa's pre-licensing education requirement for a resident life, accident and health insurance producer applicant?
A. Iowa requires 40 hours of state-approved pre-licensing education before the exam may be scheduled
B. Iowa does not require pre-licensing education hours; the applicant must still pass the licensing examination administered under Iowa Code ch. 522B
C. Iowa requires pre-licensing education only for applicants under age 25
D. Iowa requires pre-licensing education but waives it for applicants with a college degree
Source: Iowa Code ch. 522B
An Iowa life, accident and health producer candidate takes the combined licensing examination. How is the exam structured?
A. A single combined score covering both general insurance knowledge and Iowa-specific law is averaged together
B. The exam has a general product-knowledge section and a separate Iowa laws/rules section, and the candidate must score at least 70% on each section independently
C. Only Iowa-specific law questions are tested; general product knowledge is not assessed
D. The passing score varies by the candidate's county of residence
Source: Iowa Insurance Division Producer Licensing Examination Content Outline
After passing the Iowa life, accident and health producer examination, how long does the candidate have to submit a license application before the exam results expire?
A. 180 days
B. 1 year
C. 90 days
D. There is no expiration once the exam is passed
Source: Iowa Insurance Division Producer Licensing Examination Content Outline
As part of the Iowa resident producer licensing process, an applicant is required to complete which of the following?
A. A notarized letter from a current licensed producer vouching for the applicant
B. A fingerprint-based criminal history background check submitted through the state's designated vendor
C. A minimum of two years of prior insurance industry employment
D. An in-person interview with the Iowa Insurance Commissioner
Source: Iowa Code ch. 522B
An Iowa resident producer licensed for life and accident & health lines must complete how many hours of continuing education for license renewal, and how many of those hours must be ethics?
A. 24 total hours, with no ethics requirement
B. 36 total hours, including at least 3 hours of ethics
C. 12 total hours, including at least 6 hours of ethics
D. 36 total hours, all of which must be ethics
Source: Iowa Code ch. 522B; Iowa Insurance Division continuing education requirements
