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Life, Accident & Health Insurance Producer License (LA)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life, Accident & Health Insurance Producer License (LA): a 26-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 26 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily LDI Producer Licensing Guide (37%) and La. R.S. 22:1964 (16%) of this exam's citations.

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3
full papers, no repeats
26
questions per paper
26
questions in the bank
What this exam covers
5 real sample questions
A health policy's 'incontestable clause' bars the insurer from voiding coverage for application misstatements, other than fraud, once the policy has been in force for what typical period?
A. 30 days
B. Two or three years, as specified in the policy
C. The clause never expires and applies indefinitely from issue
D. Ten years
Source: NAIC Uniform Individual Accident and Sickness Policy Provisions Law (adopted framework)
A life insurance rider allowing the policyowner to purchase additional coverage at specified future dates or life events without providing new evidence of insurability is the:
A. Waiver of premium rider
B. Accidental death benefit rider
C. Guaranteed insurability rider
D. Term conversion rider
Source: LDI Producer Licensing Guide; general life insurance rider categories
A Louisiana applicant who wants authority to sell both life insurance and accident & health/sickness insurance under one combined credential should pursue which licensing path?
A. The combined Life, Accident & Health line of authority exam
B. The Property line of authority alone
C. The Casualty line of authority alone
D. The Personal Lines authority alone
Source: La. R.S. 22:1547
For an applicant preparing for Louisiana's combined Life & Health pre-licensing course of study (optional, not statutorily mandated), what course length does LDI guidance commonly reference?
A. A 10-hour combined course
B. A 40-hour combined Life & Health course
C. A 75-hour combined course
D. A 120-hour combined course
Source: LDI Producer Licensing Guide
What minimum passing score applies to Louisiana's combined Life, Accident & Health producer licensing exam?
A. 65%
B. 75%
C. 70%
D. 55%
Source: LDI Producer Licensing Guide
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (LA)May 2025$55,440/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life, Accident & Health Insurance Producer License (LA) practice test?
26 questions total, split into 3 full papers of 26 each with no repeats across papers.
What topics does the Life, Accident & Health Insurance Producer License (LA) test cover?
13 domains, with the heaviest weight on Ethics & Fair Practices (12%), Health Insurance Fundamentals (12%), and Licensing Requirements (12%).
Where do CertQuestUSA's Life, Accident & Health Insurance Producer License (LA) questions come from?
Primarily LDI Producer Licensing Guide (37%) and La. R.S. 22:1964 (16%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life, Accident & Health Insurance Producer License (LA)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Composing your paper...