Personal Lines Insurance Producer License (TN)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Personal Lines Insurance Producer License (TN): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily T.C.A. (100%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

30

questions per paper

30

questions in the bank

What this exam covers

Auto Insurance Minimums7%
Competence Requirements3%
Compliance Enforcement3%
Consumer Protection3%
Coverage Exclusions Personal Lines3%
Coverage Types Auto3%
Coverage Types Homeowners3%
Coverage Types Renters3%
Disciplinary Grounds17%
Dishonesty Fraud3%
Exam Requirements10%
Exam Scope3%
License Termination3%
Licensing Exemptions3%
Licensing Requirements17%
Limited Lines Licenses3%
Pre Licensing Compliance3%
Pre Licensing Education7%

5 real sample questions

If a candidate fails the Tennessee insurance producer exam, what is the minimum waiting period before they can retake the exam for the first time?

A. Immediate retake allowed on same day

B. 10 days

C. 30 days

D. 90 days

Source: T.C.A. § 56-6-105

What is the waiting period before a candidate can retake the Tennessee producer exam if they have already failed once?

A. 30 days

B. 10 days

C. 60 days

D. 5 days

Source: T.C.A. § 56-6-105

How many hours of pre-licensing education are mandated by Tennessee law for title insurance lines?

A. 50 hours

B. 30 hours

C. No pre-licensing education required

D. 15 hours

Source: T.C.A. § 56-6-106

A homeowners insurance policy covering property damage to a primary residence is an example of which line of authority?

A. Title insurance

B. Personal Lines

C. Limited lines insurance

D. Commercial property insurance

Source: T.C.A. § 56-6-107

Under Tennessee law, Personal Lines is defined as which of the following?

A. Any insurance sold to individuals regardless of commercial use

B. Property and casualty coverage for individuals and families for primarily noncommercial purposes

C. Life insurance policies marketed to individual consumers

D. Commercial property coverage designed for small businesses only

Source: T.C.A. § 56-6-107

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (TN)May 2025$57,120/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (TN) practice test?

30 questions total, split into 3 full papers of 30 each with no repeats across papers.

What topics does the Personal Lines Insurance Producer License (TN) test cover?

18 domains, with the heaviest weight on Disciplinary Grounds (17%), Licensing Requirements (17%), and Exam Requirements (10%).

Where do CertQuestUSA's Personal Lines Insurance Producer License (TN) questions come from?

Primarily T.C.A. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Personal Lines Insurance Producer License (TN)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.