Free Arkansas Personal Lines Practice Exam Online

Correct answer: A. The same 24-hour biennial requirement, including 3 hours of ethics, that applies to the other major lines of authority

Correct. Current Rule 50 Section 4.A applies the same 24-hour biennial requirement, with at least 3 ethics hours, to personal lines producers as to life, A&H, property, and casualty producers.

• B: An 8-hour annual, line-specific structure reflects an earlier version of Rule 50 that has since been replaced by a uniform biennial standard.
• C: Rule 50 does not set a heightened 40-hour requirement for personal lines; the requirement is the same 24 hours applicable to the other major lines.
• D: Personal lines producers are not exempt from CE; the same biennial requirement applies to them as to other major lines.

Correct answer: B. Every two years, on the last day of the licensee's birth month

Correct. Personal lines producer licenses renew every two years, expiring on the last day of the licensee's birth month.

• A: There is no fixed January 1 renewal date; Arkansas ties renewal to the licensee's own birth month.
• C: The cycle is two years, not four.
• D: The renewal date is tied to the individual producer's birth month, not to any date connected to the Commissioner's own appointment.

Correct answer: C. 60

Correct. Rule 50 Section 3.A(4) exempts a resident producer licensed before July 1, 2003, once that producer is at least 60 years old.

• A: 70 overstates the age threshold; the rule sets it at 60.
• B: 55 is younger than the age threshold Rule 50 sets for this exemption.
• D: 65 overstates the age threshold; the rule sets it at 60.

Correct answer: D. 20 hours

Correct. Rule 31 Section 5.a.5 sets a 20-hour minimum for the personal lines prelicensing curriculum, matching the minimum used for the other major lines of authority.

• A: 10 hours understates the Rule 31 personal lines minimum.
• B: 15 hours understates the Rule 31 personal lines minimum.
• C: 40 hours overstates the Rule 31 personal lines minimum, which is set at 20 hours.

Correct answer: A. 5 hours

Correct. Rule 31 Section 5.a.5 allocates 5 hours to Homeowners Policies and Other Multiple-Line Products, together with the related ARRUA/AEA assigned-risk coverage.

• B: 1 hour is too small an allocation; that figure matches smaller topics like Introduction to Insurance or Ethics within the curriculum.
• C: 2 hours corresponds to the curriculum's Fire and Allied Lines/Manufactured Houses block, not the Homeowners/multiple-line block.
• D: 10 hours overstates this block's allocation within the 20-hour curriculum; it is 5 hours.