Personal Lines Insurance Producer License (LA)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Personal Lines Insurance Producer License (LA): a 20-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 20 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily LDI Producer Licensing Guide (53%) and La. R.S. 22:1547 (11%) of this exam's citations.

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3

full papers, no repeats

20

questions per paper

20

questions in the bank

What this exam covers

Cancellation & Nonrenewal5%
Citizens Property Insurance Corporation5%
Ethics & Fair Practices10%
Exam & CE10%
Flood Exclusion5%
Homeowners Liability5%
Homeowners Policy Forms15%
Licensing Requirements15%
Louisiana Windstorm/Flood Issues5%
Personal Auto Policy20%
Property Valuation5%

5 real sample questions

Under Part D of a personal auto policy, 'collision' coverage applies to:

A. Damage to the insured's own vehicle from impact with another vehicle or object, regardless of fault

B. Damage caused by theft or vandalism

C. Bodily injury liability owed to a third party

D. Medical expenses for the insured driver

Source: LDI Producer Licensing Guide; ISO Personal Auto Policy (PAP) structure

A Louisiana producer licensed only for Personal Lines is authorized to sell which of the following?

A. Individual auto and homeowners insurance for personal, non-commercial use

B. Commercial general liability insurance for businesses

C. Group life insurance for employers

D. Workers' compensation insurance for employers

Source: La. R.S. 22:1547

How does the scope of a Louisiana Personal Lines license compare to a full Property & Casualty license?

A. Personal Lines is broader, since it also includes commercial auto fleets

B. Personal Lines is narrower, limited to individual auto and homeowners risks, while full P&C also covers commercial property and casualty exposures

C. They are functionally identical with no difference in scope

D. Personal Lines includes life insurance but excludes auto insurance

Source: La. R.S. 22:1547

Under the standard Personal Auto Policy, which part provides liability coverage for bodily injury and property damage the insured causes to third parties?

A. Part C – Uninsured Motorists Coverage

B. Part D – Coverage for Damage to Your Auto

C. Part A – Liability Coverage

D. Part F – General Provisions

Source: LDI Producer Licensing Guide; ISO Personal Auto Policy (PAP) structure

Medical Payments Coverage (Part B) under a Louisiana personal auto policy pays for injuries to covered persons:

A. Only if the insured is found to be at fault

B. Only for injuries occurring more than one year after the accident

C. Only for passengers, never the named insured

D. Regardless of who is at fault for the accident, up to the policy's stated limit

Source: LDI Producer Licensing Guide; ISO Personal Auto Policy (PAP) structure

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (LA)May 2025$55,440/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (LA) practice test?

20 questions total, split into 3 full papers of 20 each with no repeats across papers.

What topics does the Personal Lines Insurance Producer License (LA) test cover?

11 domains, with the heaviest weight on Personal Auto Policy (20%), Homeowners Policy Forms (15%), and Licensing Requirements (15%).

Where do CertQuestUSA's Personal Lines Insurance Producer License (LA) questions come from?

Primarily LDI Producer Licensing Guide (53%) and La. R.S. 22:1547 (11%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Personal Lines Insurance Producer License (LA)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.