Under Conn. Gen. Stat. § 38a-702b, what is the general scope of a Connecticut personal lines producer license?
A. Authority to sell, solicit, or negotiate personal property and casualty insurance products, such as personal auto and homeowners insurance, for individuals and families
B. Full property and casualty authority, including commercial general liability and commercial auto
C. Authority to sell only life insurance products
D. Authority to sell only accident and health insurance products
Source: Conn. Gen. Stat. § 38a-702b
A Connecticut producer holds only a personal lines license. A client asks the producer to place coverage for the client's small retail store, including commercial general liability and a business owners policy. What should the producer do?
A. Place the commercial coverage anyway, since personal lines authority is broad enough to cover any risk
B. Decline to place the commercial coverage under the personal lines authority alone, because commercial risks fall outside the personal lines scope and require full property and casualty authority
C. Only place the CGL portion, since personal lines covers general liability regardless of context
D. Automatically transfer the personal lines license into a full P&C license without any additional action
Source: Conn. Gen. Stat. § 38a-702b
A Connecticut resident producer holding only the personal lines authority is generally subject to which continuing education framework?
A. No continuing education is required for personal lines authority
B. A flat 100-hour annual requirement unique to personal lines
C. The standard 24-hour total CE requirement per compliance period, with at least 6 of those hours tied to the personal lines authority and at least 3 hours in Connecticut law/ethics
D. CE is required only every ten years
Source: Regs. Conn. State Agencies §§ 38a-782a-2, 38a-782a-10 to 38a-782a-15
Effective April 15, 2026, what one-time CE requirement applies to a newly licensed Connecticut resident producer holding Personal Lines authority?
A. A one-time 6-hour ethics course
B. No new requirement applies to Personal Lines licensees
C. A one-time 3-hour course on variable annuities
D. A one-time 3-credit-hour NFIP flood insurance course
Source: Regs. Conn. State Agencies § 38a-782a (continuing education requirements)
How often must a Connecticut resident personal lines producer license be renewed?
A. Annually
B. Every five years
C. Every two years, under the same renewal framework that applies to other producer lines of authority
D. Personal lines licenses do not expire
Source: Conn. Gen. Stat. § 38a-784
