Personal Lines Insurance Producer License (KS)

First published: September 3, 2026Last verified: September 3, 2026Reviewed by the CertQuestUSA team

TL;DR

Personal Lines Insurance Producer License (KS): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily K.S.A. (88%) and K.A.R. (8%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

28

questions per paper

28

questions in the bank

What this exam covers

auto-liability21%
cancellation-nonrenewal21%
fair-plan11%
licensing4%
no-fault4%
pip-benefits25%
uninsured-motorist14%

5 real sample questions

Kansas's minimum required auto liability limits are commonly summarized as 25/50/25. What does the first number, '25,' represent under K.S.A. 40-3107?

A. $25,000 in bodily injury liability coverage per person, per accident

B. A 25-day grace period to obtain coverage after purchasing a vehicle

C. $25,000 in personal injury protection medical benefits

D. $25,000 in property damage liability coverage per accident

Source: K.S.A. 40-3107

In Kansas's 25/50/25 minimum auto liability summary, what does the middle figure, $50,000, represent?

A. Bodily injury liability coverage per person

B. Total bodily injury liability coverage per accident for two or more persons injured

C. Property damage liability coverage per accident

D. The minimum uninsured motorist bodily injury limit

Source: K.S.A. 40-3107

In Kansas's 25/50/25 minimum auto liability summary, the third figure, $25,000, represents:

A. Bodily injury liability coverage per person

B. Total bodily injury liability coverage per accident

C. Property damage liability coverage for harm to or destruction of property of others in any one accident

D. The minimum funeral benefit under personal injury protection

Source: K.S.A. 40-3107

Under K.S.A. 40-3107, motor vehicle liability policies must generally include personal injury protection benefits. Which class of owner may reject that PIP coverage in writing?

A. Owners with a clean driving record for five years

B. Owners of leased vehicles

C. Owners of commercial trucks

D. Motorcycle owners

Source: K.S.A. 40-3107

Under K.S.A. 40-3103, what is the minimum limit Kansas requires for personal injury protection (PIP) medical benefits?

A. Not less than $4,500

B. Not less than $900 per month

C. Not less than $2,000

D. Not less than $10,000

Source: K.S.A. 40-3103(k)

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NV NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (KS)May 2025$60,370/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (KS) practice test?

28 questions total, split into 3 full papers of 28 each with no repeats across papers.

What topics does the Personal Lines Insurance Producer License (KS) test cover?

7 domains, with the heaviest weight on pip-benefits (25%), auto-liability (21%), and cancellation-nonrenewal (21%).

Where do CertQuestUSA's Personal Lines Insurance Producer License (KS) questions come from?

Primarily K.S.A. (88%) and K.A.R. (8%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Personal Lines Insurance Producer License (KS)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.