Personal Lines Insurance Producer License (NV)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Personal Lines Insurance Producer License (NV): a 25-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 25 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily NRS (90%) and NAC (10%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

25

questions per paper

25

questions in the bank

What this exam covers

Continuing Education4%
Ethics & Fair Practices12%
Homeowners Coverage24%
Licensing Scope12%
Nevada Auto Insurance Requirements4%
Nevada Statutory Authority8%
Personal Auto Policy36%

5 real sample questions

Nevada's Personal Lines license is best described as which type of license relative to the full Property and Casualty license?

A. An identical, unrestricted license that simply uses a different name

B. A limited-scope line of authority focused on personal (non-commercial) auto, homeowners, and related personal insurance products, narrower than the full Property and Casualty line

C. A license that only covers commercial general liability policies

D. A license required in addition to, and separate from, a full Property and Casualty license for the same producer

Source: NRS 683A.261

A Nevada producer holding only the Personal Lines line of authority (not full Property and Casualty) would generally be authorized to write which of the following?

A. A commercial general liability policy for a retail store

B. A homeowners policy for an individual's primary residence

C. A workers' compensation policy for a construction company

D. A commercial umbrella policy for a manufacturing business

Source: NRS 683A.261

Why might a Nevada agency encourage a new producer to obtain the Personal Lines license rather than the full Property and Casualty license when the producer will only sell auto and homeowners policies to individual consumers?

A. Because Personal Lines carries no examination requirement at all

B. Because the Personal Lines line of authority is scoped to match the producer's actual personal-lines book of business without licensing them for commercial exposures they will not handle

C. Because Personal Lines allows the producer to also sell workers' compensation without additional testing

D. Because Personal Lines exempts the producer from Nevada's continuing education requirement

Source: NRS 683A.261

A Nevada Personal Lines licensee renewing their license must complete continuing education under NAC 683A.330 consisting of:

A. 30 hours within the preceding 3 years, including 3 hours of ethics

B. 10 hours within the preceding 1 year, with no ethics component

C. No continuing education, since Personal Lines is a limited license

D. 60 hours within the preceding 3 years, including 10 hours of ethics

Source: NAC 683A.330

A Nevada Personal Lines producer is advising a client on a new personal auto policy. What are the current statutory minimum liability limits the client's policy must meet under NRS 485.185?

A. $25,000 bodily injury per person / $50,000 bodily injury per accident / $20,000 property damage

B. $15,000 bodily injury per person / $30,000 bodily injury per accident / $10,000 property damage

C. $30,000 bodily injury per person / $60,000 bodily injury per accident / $25,000 property damage

D. $100,000 combined single limit with no split

Source: NRS 485.185

Same exam, other states

AL AR AZ CA CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC NE NH NJ NM NY OH OK OR PA SC TN TX UT VA WA WI WV

Real-world data for this exam

Insurance Sales Agents: real median wage (NV)May 2025$49,100/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (NV) practice test?

25 questions total, split into 3 full papers of 25 each with no repeats across papers.

What topics does the Personal Lines Insurance Producer License (NV) test cover?

7 domains, with the heaviest weight on Personal Auto Policy (36%), Homeowners Coverage (24%), and Ethics & Fair Practices (12%).

Where do CertQuestUSA's Personal Lines Insurance Producer License (NV) questions come from?

Primarily NRS (90%) and NAC (10%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Personal Lines Insurance Producer License (NV)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.