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Personal Lines Insurance Producer License (OK)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Personal Lines Insurance Producer License (OK): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily 36 O.S. (63%) and 47 O.S. (13%) of this exam's citations.

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3
full papers, no repeats
28
questions per paper
28
questions in the bank
What this exam covers
5 real sample questions
The Oklahoma Property and Casualty - Personal Lines Only license is designed to authorize a producer to sell which category of products?
A. Individual and family auto and homeowners insurance and related personal property and casualty products
B. Group life insurance for employers
C. Surplus lines commercial property placed with nonadmitted insurers
D. Commercial general liability and workers' compensation for businesses
Source: Insurance License Types - Oklahoma Insurance Department (oid.ok.gov/licensing-and-education/insurance-license-types/)
A Personal Lines Only producer in Oklahoma is renewing a license for the first time after initial issuance. What continuing education standard applies to this license class?
A. Personal Lines producers are entirely exempt from continuing education
B. The Personal Lines license class is CE compliant and subject to the standard 24-hour biennial requirement, including ethics and legislative update hours
C. Personal Lines producers only need to complete CE once, at initial licensure, and never again
D. Personal Lines producers must complete 60 hours of CE annually
Source: License CE Requirements - Oklahoma Insurance Department (oid.ok.gov/licensing-and-education/license-ce-requirements/)
Compared to the full Property and Casualty producer exam, how does the Personal Lines producer exam in Oklahoma typically differ in scope?
A. It requires a separate federal exam administered by the NAIC
B. It covers exactly the same commercial and personal topics as the full P&C exam
C. It is narrower, focusing on personal auto and homeowners topics rather than commercial lines material
D. It covers only life insurance topics
Source: Licensing Exam - Oklahoma Insurance Department (oid.ok.gov/licensing-and-education/licensing-exam/)
Under Oklahoma law, an insurer wants to nonrenew a homeowners policy for reasons outside those enumerated in 36 O.S. § 3639.1. What is the general minimum written notice period required before the policy's nonrenewal is effective?
A. 30 days
B. 60 days
C. 180 days
D. 10 days
Source: 36 O.S. § 3639
What are Oklahoma's current minimum automobile liability insurance limits required under the Financial Responsibility Law, commonly expressed as 25/50/25?
A. $25,000 combined single limit only, with no property damage component
B. $50,000 bodily injury per person / $25,000 bodily injury per accident / $25,000 property damage
C. $25,000 bodily injury per person / $50,000 property damage per accident / $25,000 medical payments
D. $25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage
Source: 47 O.S. § 7-204
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (OK)May 2025$47,920/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (OK) practice test?
28 questions total, split into 3 full papers of 28 each with no repeats across papers.
What topics does the Personal Lines Insurance Producer License (OK) test cover?
6 domains, with the heaviest weight on Homeowners Insurance Fundamentals (25%), Oklahoma Auto Insurance Law (25%), and Oklahoma Cancellation and Nonrenewal Law (14%).
Where do CertQuestUSA's Personal Lines Insurance Producer License (OK) questions come from?
Primarily 36 O.S. (63%) and 47 O.S. (13%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Personal Lines Insurance Producer License (OK)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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