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Personal Lines Insurance Producer License (KY)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Personal Lines Insurance Producer License (KY): a 26-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 26 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily KRS (63%) and 806 KAR 9:025 (16%) of this exam's citations.

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3
full papers, no repeats
26
questions per paper
26
questions in the bank
What this exam covers
5 real sample questions
How many days before the end of the policy period must a Kentucky insurer generally notify a personal lines policyholder if it intends to nonrenew a homeowners or auto policy?
A. At least 14 days
B. At least 30 days
C. At least 45 days
D. At least 75 days
Source: 806 KAR 20:010
A Kentucky insurer wants to cancel a newly issued personal auto policy for nonpayment of premium 20 days after the policy's effective date. What is the minimum notice period required?
A. 14 days
B. 30 days
C. 60 days
D. 75 days
Source: 806 KAR 20:010
Under Kentucky law, what must an individual obtain before selling, soliciting, or negotiating personal auto or homeowners insurance in the state?
A. An insurance producer license issued by the Kentucky Department of Insurance
B. A real estate salesperson license
C. A notary commission
D. Nothing, provided sales occur only over the phone
Source: KRS 304.9-020
Which of the following best describes the personal lines line of authority available under Kentucky's producer licensing statute?
A. A line of authority focused on individual and family auto and homeowners insurance products
B. A line of authority exclusively for surplus lines brokers
C. A line of authority that only covers marine cargo insurance
D. A line of authority limited to commercial general liability policies
Source: KRS 304.9-030
How many hours of commissioner-approved pre-licensing education must an applicant complete for the personal lines authority in Kentucky, treated as a limited line under 806 KAR 9:025?
A. 20 hours
B. 40 hours
C. 60 hours
D. 10 hours
Source: 806 KAR 9:025
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (KY)May 2025$60,880/yr

Frequently asked questions

How many questions are on the CertQuestUSA Personal Lines Insurance Producer License (KY) practice test?
26 questions total, split into 3 full papers of 26 each with no repeats across papers.
What topics does the Personal Lines Insurance Producer License (KY) test cover?
11 domains, with the heaviest weight on Auto Insurance (35%), Homeowners Insurance (15%), and Licensing Requirements (12%).
Where do CertQuestUSA's Personal Lines Insurance Producer License (KY) questions come from?
Primarily KRS (63%) and 806 KAR 9:025 (16%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Personal Lines Insurance Producer License (KY)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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