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Life Insurance Producer (Washington)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life Insurance Producer (Washington): a 188-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (69%) and RCW (10%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
188
questions in the bank
What this exam covers
5 real sample questions
Under Washington's insurance producer licensing chapter, which state official is responsible for finding that a resident individual applicant meets the statutory qualifications before a producer license is issued?
A. The insurance commissioner
B. The Washington State Bar Association
C. The county auditor where the applicant resides
D. The National Association of Insurance Commissioners (NAIC)
Source: RCW 48.17.090
Under RCW 48.17.090, what is the minimum age a person must be to qualify for a resident insurance producer license in Washington?
A. 16 years old
B. 18 years old
C. 21 years old
D. There is no minimum age requirement
Source: RCW 48.17.090
What must a resident applicant for a Washington life insurance producer license generally do to satisfy the examination requirement under RCW 48.17.110?
A. Submit three letters of recommendation from licensed producers
B. Complete an oral interview with the insurance commissioner personally
C. Pass a written examination covering the lines of authority sought, producer duties, and Washington insurance law
D. Obtain a surety bond before sitting for any exam
Source: RCW 48.17.110
Under RCW 48.17.170, once issued, how long does a Washington insurance producer's license generally remain valid?
A. Permanently, with no renewal ever required
B. For exactly five years from the date of examination
C. Only until the end of the calendar year in which it was issued
D. For whatever time period the commissioner establishes by rule, unless it is suspended or revoked earlier
Source: RCW 48.17.170
Under WAC 284-17-423, what determines the expiration date of an initial individual Washington insurance producer license?
A. It is valid from issuance until the end of the licensee's next birth month plus one year
B. It always expires exactly two years after the date of issuance regardless of birthday
C. It expires on December 31 of the year issued
D. It never expires as long as continuing education is filed annually
Source: WAC 284-17-423
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (WA)May 2025$61,040/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer (Washington) practice test?
188 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Life Insurance Producer (Washington) test cover?
14 domains, with the heaviest weight on Policy Provisions, Riders, Options, and Exclusions (16%), Types of Life Policies (16%), and Applications, Underwriting, Policy Delivery, and Field Responsibilities (13%).
Where do CertQuestUSA's Life Insurance Producer (Washington) questions come from?
Primarily content.naic.org (69%) and RCW (10%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life Insurance Producer (Washington)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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